AD Mortgage Increases Conventional Loan Limits Across One to Four Unit Properties

Fort Lauderdale, FL

 AD Mortgage, a wholesale lender, today announced higher loan limits for its Conventional lending programs across eligible one- to four-unit properties, giving mortgage professionals more flexibility to finance larger loan amounts. The new standard limit for one-unit properties is $845,000, with a limit of $1,267,500 in Alaska and the U.S. Virgin Islands.

Effective October 7, for new submissions, the expanded limits will help partners serve borrowers whose financing needs exceed AD Mortgage’s previous program limits and create additional opportunities to keep eligible loans within its Conventional programs.

AD Mortgage’s newly increase Conventional program limits are:

• One unit: $845,000 standard; $1,267,500 in Alaska and the U.S. Virgin Islands.
• Two units: $1,081,950 standard; $1,622,925 in Alaska and the U.S. Virgin Islands.
• Three units: $1,307,800 standard; $1,961,700 in Alaska and the U.S. Virgin Islands.
• Four units: $1,625,350 standard; $2,438,025 in Alaska and the U.S. Virgin Islands.

The update gives partners more room to evaluate Conventional financing for borrowers purchasing or refinancing higher-priced properties, subject to applicable program requirements. The expanded loan amounts can help mortgage professionals address a broader range of financing needs as they work with borrowers in their local markets.

The amounts above reflect AD Mortgage program limits. Loan eligibility remains subject to applicable underwriting and program requirements.

Mortgage professionals can review program details and submit their next Conventional loan through AD Mortgage’s Conventional Loans page.

About AD Mortgage

As a premier direct mortgage lender, AD Mortgage offers a full spectrum of Conventional, Government, and Non-QM loan products with turnaround times as fast as 24-hours and some of the most competitive rates in the industry. In addition to their AD Power Jumbo loan product, AD Mortgage offers programs for Prime borrowers, Foreign National borrowers, as well as borrowers with imperfect credit histories. Programs with no income verification are also offered for investment property loans.

The company offers free concierge services, bank statement reviews, marketing tools and resources, and more to support the brokers they serve. In 2025, AD Mortgage received several prestigious industry awards, including HousingWire Vanguard Award, PROGRESS in Lending’s Lending Luminary Award, National Mortgage Professional’s Legend of Lending Award, HousingWire Industry Titan Award. This year, the company was also featured in CBS, Bloomberg, and Inc., underscoring its growing influence and leadership in the mortgage industry.

AD Mortgage is an Equal Housing Lender. NMLS ID #958660. 899 W Cypress Creek Rd, Fort Lauderdale, FL 33309. For important disclosures and state licensing information:
https://admortgage.com/important-disclosures/

Media Contact Details
Andy Restrepo
AD Mortgage, LLC
Email: Send Email
Phone: (645) 240-2300
Website: admortgage.com