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A Pathway to Transformation and Leadership
GALLATIN, Tenn.Grandmaster Konrad O. Spillmann, with nearly six decades of martial arts experience, was awarded the prestigious AAU TaeKwonDo 9th Dan Grandmaster level received in Taekwondo on April 22, 2026, and received his International Brazilian Jiu-Jitsu Federation 3rd Degree on October 31, 2025, under the Rocian Gracie Jr Brazilian Jiu-Jitsu method. He also holds high ranking […]
GALLATIN, Tenn.

Grandmaster Konrad O. Spillmann, with nearly six decades of martial arts experience, was awarded the prestigious AAU TaeKwonDo 9th Dan Grandmaster level received in Taekwondo on April 22, 2026, and received his International Brazilian Jiu-Jitsu Federation 3rd Degree on October 31, 2025, under the Rocian Gracie Jr Brazilian Jiu-Jitsu method. He also holds high ranking levels in ITF, USATKD. Kukkiwon. JidoKwon TaeKwonDo and other martial arts styles. This milestone reflects his unmatched skill and a life built on resilience, discipline, and a deep commitment to both personal and collective growth. His journey goes beyond the dojo, where TaeKwon-Do became a path to self-healing, teaching, and leadership that has, for over 45 years, impacted countless lives.

Who is Grandmaster Konrad O. Spillmann?
Grandmaster Konrad O. Spillmann, known as KwanJangNim Spillmann in martial arts circles, is not just a Grandmaster, but also a teacher, mentor, and community leader. His martial arts journey is intertwined with his dedication to shaping the lives of others, instilling resilience and leadership through his teachings. His role extends beyond martial arts as a vehicle for personal growth and community empowerment.

Grandmaster K.O Spillmann believes in giving back when he can and has personally won many competitions, awards, and citations of excellence. His schools over the last 40 years have received many top community awards, citations, and letters of commendation. He was also the co-director of the Los Angeles 2002-03 Martin Luther King – “Kingdom Day Parade” and has received many awards, including the California State Senate award. Grandmaster Spillmann has trained in Korea, Brazil, and many other countries to hone his martial arts skills, knowledge, and teaching methods. He has taught many seminars to law enforcement and military personnel in many countries, and taught motivational seminars and self-defense seminars to many large corporations.
Grandmaster K.O. Spillmann started at the young age of 4, and martial arts has been his passion and only career path. He had many challenges, health struggles, and was homeless at a young age. He stated, “The greatest person in his life was not just his teacher, Grandmaster Y.K.Kim’s who school was located in Orlando, Florida. Spillmann said Grandmaster Kim is his TaeKwon-Do father, the man who changed his life.
Spillmann says, “ I was street fighting and living in my car. Grandmaster Kim guided me and molded me as a person, besides pushing me to be the best fighter. He taught me perseverance, honor, humility, hard work, dedication, and the never-give-up mindset.” Grandmaster Kim gave me a job as an instructor, and I can never repay him for all he did for me. Without Supreme-Grandmaster Young Kun Kim, I would have been lost, homeless, or worse, dead.” Because of him, my life today would not be the same; everything I achieved is because of him, my family, students, and friends, and the best repayment is to continue to share his wisdom with others.

Grandmaster Spillmann also thanks all his other world-class teachers and fighters he trained with and learned from; they were and are still his family today, like Rocian Gracie Jr, Grandmaster Suk Jun Kim. Grandmaster Kwang Sik Myung, Grandmaster James Park. Professor Dewart, Ajarn Nelson Siyavong, and so many more famous masters and fighters; he was blessed to train with.” What makes Grandmaster K.O. Spillmann’s teaching methods the best is his years of training with high-level Grandmasters and Masters. He has learned from some of the top Grandmasters in the world to become one of the best teachers.
Grandmaster K.O. Spillmann, after owning 8 academies and many licensed member branches in the USA and overseas, decided to retire to Gallatin, TN to teach the true meaning of leadership, life skills, and methods of changing lives. So, with his family, they moved to Tennessee and opened a school in 2012. His instructors are not Black Belts; they are internationally certified master level instructors who teach Traditional and Sport TaeKwon-Do, Gracie Brazilian Jiu-Jitsu, HapKiDo, Wing Chun, and Tai Chi. The Spillmann family has developed many champions over the decades, but their main focus is self-defense and developing successful leaders and life champions.
Global Martial Arts USA (GMA) also offers after-school care, pick-up from local schools in Gallatin, TN, and a K-12 Homeschooling Tutorial program 5 days per week.
Achievements and awards:
Grandmaster K.O. Spillmann earned high-level black belts in multiple martial arts, including Taekwondo 9th Degree Black Belt, Rocian Gracie Brazilian Jiu-Jitsu & IBJJF 3rd Degree Black Belt, HapKiDo 7th Degree Black Belt, Karate 4th Degree, Judo Black Belt, and a ranking in Wing Chun. He also trained in Boxing, Muay Thai, and Mixed Martial Arts. He was also a sparring partner for many great fighters.
A Teacher, Mentor, and Life Educator
Grandmaster K.O Spillmann worked hard refining his mental and emotional fortitude and martial arts skills. This journey of mastery — both internal and external — laid the foundation for his positive teaching philosophy, one that continues to impact his students today in Gallatin, Tennessee. Spillmann, with over 45 years of teaching experience and over 57 years of training, has dedicated his life to guiding others and developing the champions of today and the leaders of tomorrow. His teaching philosophy centers on more than just martial arts and self-defense techniques; it’s about helping students become better versions of themselves. Whether working with special needs children or children battling self-esteem, focus, and confidence issues. Martial arts is not just for kids; it also assists adults overcoming addictions and past personal struggles, and it helps adults/seniors looking to regain flexibility, strength, stamina, confidence, and vitality. His focus for adults additionally is developing peace of mind, personal power, and growth.
Many people struggle with weight issues due to past trauma, and learning at his school will help adults face their fears and overcome the obstacles holding them back from inner peace, happiness, and success.
Grandmaster K. O Spillmann’s approach has touched thousands, fostering confidence, leadership, and resilience in his students and leading them to true success. His school, Global Martial Arts USA, offers a space for people of all ages to come together, learn, grow, and be part of a family that cares. “Martial arts is about life education. It’s about becoming better in all aspects of life,” he says, emphasizing that it’s about more than just physical strength; mental strength it takes commitment to change, are the key to success, peace of mind, and happiness.
Giving Back: Using Martial Arts to Empower Others

Spillmann’s journey also extends to social good. Throughout his career, he has been involved in charity work, including several fundraising events for D.A.R.E breaking over 200 end-cap concrete blocks, and St. Jude’s Children’s Hospital, where he broke over 411 concrete blocks to raise money for children battling cancer. This act was not only a demonstration of physical and mental strength but a reflection of his commitment to using his abilities to make a positive impact on society.
This has been a lifetime commitment, and in my opinion, he does not play martial arts; it is in his blood and the air he breathes.
Beyond fundraising events, Spillmann has traveled globally, mentoring underprivileged youth in countries like India, empowering children in impoverished areas, and teaching them to rise above their circumstances. His dedication to community service highlights his belief that martial arts can build more than physical strength, but also help people build a stronger character, honor, perseverance, commitment, goal-setting, confidence, and resilience.
Grandmaster K.O Spillmann also believes in spiritual growth and has assisted in Christian outreach in India and other countries. In his spare time, he works on his classic cars and has written books, including the TaekwonDo Martial Arts Business Manual. He is currently working on his next book (Strengthening Your Marriage). He has also written many poems and lyrics, including several Contemporary Christian and motivational songs based on his life philosophy. He also assisted his wife, Master Joanne Spillmann, in producing the Little Lions World book series that she wrote for young children. His wife, who has a Bachelor’s Degree in Child Development, is also working on books to help teens struggling with life skills and overcoming the struggles of divorce, bullying, and life changes. The focus is on leadership development and developing success and happiness in every child.
The Spillmann Family Legacy: 4 Generations of Excellence
The Spillmann family has built a lasting legacy in martial arts. Spillmann’s wife, Joanne, who holds a 5th Degree Black Belt and a Child Development Degree, and three children, Andrew, Kurt, and Anastasia, are all high-level black belts, continuing the family’s tradition and focus on martial arts and educational excellence by developing the future leaders of tomorrow. Together, they have all contributed significantly to the martial arts world, “military way” and life education, creating programs such as the After School Leadership Program, The GMA Educational Academy, and a line of nutritional products, at GMA Warrior Supplements and the GMA Academia of Rocian Gracie Brazilian Jiu-Jitsu – Gallatin Branch.

A Continuing Legacy of Growth and Service
For Grandmaster K.O. Spillmann, the AAU 9th Dan Grandmaster level rank is just another milestone in an ongoing journey of self-improvement. “I’m not perfect, and I might not be the best,” he says. “But I will always try my best.” His humility and dedication to continual growth and leadership have earned him respect not just in the martial arts world but as a martial artist and a figure who inspires others to achieve higher and become a leader in society. He has written several books, one being a TaeKwon-Do business book, to help other instructors learn how to operate a professional school, helping others, and his wife, Joanne, wrote a book series, “Little Lions World,” for children to develop life skills and overcome obstacles in life. Grandmaster Spillmann, in his spare time has also written poetry and many songs and produced several Contemporary Christian albums.
Join the Legacy of Growth and Leadership
Grandmaster K.O. Spillmann’s story is one of transformation. Whether you want to develop your martial arts and self-defense skills, build confidence, or become a stronger leader, his school offers a growth and leadership path for all ages. He stated, “Martial arts isn’t about just kicking, punching, or violence; it’s about learning practical self-defense, balance, respect, achieving peace of mind, and leadership. It is about knowing when to walk away, talk away, fight for what is right, and defend others from injustice. If you can not walk away, fight to win at all costs.”
”Join a community of like-minded individuals committed to growth, success, personal power, and leadership. His academy also offers after-school Pick-Up and Christian- based homeschooling tutorial programs five days per week, from 10:00 AM to 5:30 PM daily. GMA-ASP does offer transcripts and tutoring to students. GMA-ASP children’s programs are designed to develop future leaders, and the Teachers focus on the whole-child method of learning. Global Martial Arts USA also offers seminars for groups, law enforcement, and military personnel. GMA offers programs for Adults, Seniors, Children, and Family Discounts.
If you want more than just a kick or punch and want to change your life, develop peace of mind, and strengthen your mind, body, and spirit. Then this school is a must-go and has the experience needed to be the best.
For more information, visit their family:
Global Martial Arts USA – Gallatin TN
GMA Warrior Supplements
GMA Educational Academy
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Toyota Updates Corolla Active Sport and Corolla Touring Active Sport as 60th-Anniversary Editions in Japan
Tokyo, JapanToyota (TYO: 7203) has updated the Corolla Active Sport and Corolla Touring Active Sport as 60th-anniversary editions in Japan, commemorating six decades of the Corolla series. The updated models feature exclusive anniversary design elements, enhanced styling and equipment intended to highlight the Corolla’s long-standing role as one of Toyota’s most recognized global nameplates. Toyota also […]
Tokyo, Japan
Toyota (TYO: 7203) has updated the Corolla Active Sport and Corolla Touring Active Sport as 60th-anniversary editions in Japan, commemorating six decades of the Corolla series.
The updated models feature exclusive anniversary design elements, enhanced styling and equipment intended to highlight the Corolla’s long-standing role as one of Toyota’s most recognized global nameplates. Toyota also announced minor updates to the Corolla and Corolla Touring, along with the introduction of a new Corolla-based vehicle for driving schools in Japan.
First launched in 1966, the Corolla has continued to evolve around the principles of quality, affordability, adaptability and added value. The model is sold in more than 150 countries and regions, with cumulative global sales exceeding 57 million units as of March 2026, excluding Toyota driving-school vehicles.
The 60th-anniversary editions of the Corolla Active Sport and Corolla Touring Active Sport include commemorative logos on the front fenders and a laser-engraved anniversary logo on the synthetic leather-wrapped instrument panel. Both models also feature exclusive equipment designed to enhance driving enjoyment, including specially tuned suspension on 2WD models and 17-inch aluminum wheels with a black finish and center caps.
The Corolla Active Sport receives a more refined urban appearance with an exclusive body-color front bumper and rocker moldings, along with mid-gray and black front sport seats. The Corolla Touring Active Sport adopts a more outdoor-oriented design, featuring Neutral Black front bumper and rocker moldings, black and dark gray front sport seats, and a special Neutral Black x Ash body color.
Toyota said the Corolla continues to support customers across generations and markets while also contributing to production and employment through 12 business entities across 11 countries and regions, including North America, Europe and Asia. In Japan, the Corolla is produced at the Motomachi, Tsutsumi and Iwate plants.
The company also highlighted the Corolla’s continued role in motorsports and driver education. The liquid-hydrogen-powered No. 32 TGRR GR Corolla H2 concept has competed in the Super Taikyu series as Toyota explores future mobility possibilities and carbon-neutral technologies.
As part of Toyota’s multipathway approach, the newly launched Corolla-based driving school vehicle is available with either a 1.8-liter hybrid system or a 1.5-liter Dynamic Force engine paired with a six-speed manual transmission. Toyota said the new training vehicle supports the development of the next generation of drivers while contributing to carbon-neutral mobility goals.
The Corolla and Corolla Touring also receive minor updates, including new body colors, Neutral Black and Emotional Red II. Toyota has made the Smart Entry and Navigation-Ready Package standard on the X grade.
Manufacturer’s suggested retail prices for the Corolla Active Sport 60th-anniversary edition start at 3,231,800 yen for the 2WD hybrid model and 3,446,300 yen for the E-Four model. The Corolla Touring Active Sport 60th-anniversary edition starts at 3,282,400 yen for the 2WD hybrid model and 3,496,900 yen for the E-Four model. Prices include consumption tax and exclude recycling fees, with pricing varying in Hokkaido and Okinawa.
Toyota said additional 60th-anniversary editions of the Corolla Sport and Corolla Cross are scheduled to launch in Japan from mid-2026 onward.
About Toyota Corolla
Introduced in 1966, the Toyota Corolla is one of the world’s most widely sold vehicle nameplates. Built around Toyota’s principles of quality, affordability and adaptability, the Corolla has evolved across generations to meet changing customer needs in more than 150 countries and regions worldwide.
Media Contact
Toyota Motor Corporation
Website: https://global.toyota/
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Jason Ruedy, The Home Loan Arranger, Highlights 90% Loan-to-Value Cash-Out Refinance Program Helping San Diego Homeowners Consolidate High-Interest Debt
San Diego, CaliforniaNational Top 1% Loan Officer Says Specialized Cash-Out Refinance Program May Help Qualified Borrowers Access More Equity, Lower Monthly Payments, and Eliminate High-Interest Credit Card Debt
San Diego, California
As homeowners continue searching for cash-out refinance San Diego CA, debt consolidation loan San Diego CA, refinance mortgage San Diego CA, lower monthly mortgage payment California, home equity loan alternatives California, and best mortgage lender San Diego CA, Jason Ruedy, nationally recognized as The Home Loan Arranger and one of the nation’s top-producing loan officers, says demand continues rising for specialized 90% loan-to-value cash-out refinance programs designed to help homeowners consolidate high-interest debt and improve monthly cash flow.

With more than 33 years of mortgage experience, Ruedy says many California homeowners are carrying substantial credit card balances, personal loans, and other higher-interest debt obligations that may potentially be consolidated into one mortgage payment.
“A lot of homeowners are paying 20% to 30% interest on credit cards right now,” said Ruedy. “Many people don’t realize they may be able to use their home equity to consolidate that debt into one lower monthly payment.”
90% Loan-to-Value Cash-Out Refinance Programs Continue Generating Interest
Search demand continues increasing for:
- 90% cash-out refinance California
- cash-out refinance San Diego CA
- high LTV refinance California
- home equity refinance San Diego
- best refinance rates San Diego CA
According to Ruedy, many traditional retail banks cap cash-out refinance programs at approximately 80% loan-to-value, limiting how much equity borrowers may access.
“Many homeowners have been turned down because they didn’t have enough equity under standard bank guidelines,” Ruedy explained. “This program may allow qualified borrowers to access up to 90% loan-to-value with no monthly PMI.”
Consolidating High-Interest Debt Into One Potentially Lower Monthly Payment
As inflation and consumer debt continue impacting California households, search demand remains strong for:
- debt consolidation mortgage California
- refinance to pay off credit cards California
- lower monthly payment refinance San Diego
- cash-out refinance to consolidate debt
- best mortgage refinance California
Ruedy says many borrowers are using cash-out refinance strategies to:
- Pay off high-interest credit card debt
- Consolidate personal loans
- Simplify monthly payments
- Improve overall monthly cash flow
Access equity without monthly PMI in qualifying scenarios
“In many cases, borrowers are able to consolidate multiple payments into one structured mortgage payment,” said Ruedy. “That can potentially improve cash flow and create more financial flexibility.”
Not All Mortgage Companies Carry This Product
According to Ruedy, one reason the program continues attracting attention is because it is not widely available through many large banks or traditional mortgage companies.
“Access matters,” said Ruedy. “Not every lender carries high loan-to-value cash-out refinance programs.”
Search demand continues rising for:
- alternative mortgage lenders California
- best mortgage broker San Diego CA
- cash-out refinance denied for lack of equity
- mortgage broker near me San Diego
Ruedy says borrowers who were previously turned down may still have financing options available.
“If someone was denied because they didn’t have enough equity at 80% loan-to-value, they should absolutely review whether higher loan-to-value programs may be available,” Ruedy added.
Fast Closings and Competitive Mortgage Rates Matter
Borrowers searching for:
- fast mortgage approval San Diego
- lowest mortgage rates California
- same day mortgage approval California
- top mortgage lenders San Diego
are increasingly prioritizing both speed and interest rate.
The Home Loan Arranger is known for:
- Competitive mortgage rates
- Fast closings in as little as 9 business days
- Cash-out refinance solutions
- Debt consolidation loans
- Bank statement loans
- DSCR loans
- Second home financing
“Why knowingly take a higher interest rate if you don’t have to?” Ruedy said. “Borrowers should compare rates, compare programs, and do their homework.”
Some Borrowers May Skip Up to Two Mortgage Payments
Depending on timing and loan structure, qualified borrowers may also have the ability to skip up to two mortgage payments after refinancing.
“That additional short-term cash flow can make a meaningful difference for many homeowners,” said Ruedy.
33 Years of Mortgage Experience Matters in Complex Refinance Scenarios
With more than three decades in the mortgage industry, Jason Ruedy says experience plays a critical role when structuring higher loan-to-value refinance transactions.
“These loans are not always straightforward,” Ruedy explained. “Working with an experienced mortgage professional who understands specialty lending products can potentially make a substantial difference.”
How San Diego Homeowners Can Learn More
Borrowers searching for:
- cash-out refinance San Diego CA
- debt consolidation loans California
- home equity refinance California
- best refinance lender San Diego
- mortgage broker San Diego CA
are encouraged to contact Jason Ruedy directly to review available refinance strategies and determine whether the 90% loan-to-value program may fit their financial goals.
“A short conversation can often uncover opportunities borrowers didn’t realize existed,” said Ruedy.
The Bottom Line
As consumer debt levels continue rising throughout California, specialized cash-out refinance programs are becoming increasingly important tools for homeowners seeking lower monthly payments, improved cash flow, and debt consolidation opportunities.
“Work with experience. Work with strategy. Work with someone who understands these programs and knows how to structure loans correctly,” said Ruedy.
About The Home Loan Arranger
The Home Loan Arranger, led by Jason Ruedy, is a nationally recognized mortgage brokerage specializing in:
- Cash-out refinance
- Debt consolidation loans
- High loan-to-value mortgage solutions
- DSCR loans
- Bank statement loans
- Second home financing
- Fast mortgage closings
Serving borrowers throughout San Diego, California and nationwide with more than 33 years of mortgage experience and access to competitive mortgage solutions.
Contact:
Jason Ruedy
The Home Loan Arranger
(303) 862-4742
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National Police Week Provides an Opportunity to Reflect on the Growing Role Non-Lethal Tools Have in Saving Lives
LAKE FOREST, ILPepperBall joins the nation in honoring law enforcement sacrifice and advancing practical tools that support officer safety, de-escalation and public trust.
LAKE FOREST, IL
National Police Week (May 10-16, 2026) honors the service and sacrifice of law enforcement officers across the country. PepperBall, whose mission is to save lives by de-escalating conflict and resolving situations with the least amount of force, says the week is also an opportunity to advance modern policing practices that help keep officers safe.
“As we honor those officers who have made the ultimate sacrifice, we believe it is our responsibility to do everything we can to improve modern policing tools and training to help reduce harm and promote safer outcomes for both officers and the public alike,” said Bob Plaschke, CEO of PepperBall. “Law enforcement partners tell us every day that by putting distance between an officer and an assailant, PepperBall helps reduce the risk of serious harm for everyone involved. We believe every law enforcement situation is better when non-lethal tools like ours are available and properly used.”
PepperBall actively partners with thousands of law enforcement agencies throughout the United States. With more than 20 million projectiles deployed by thousands of agencies over more than 20 years, there has never been a reported fatality associated with the PepperBall system.
“Technologies like PepperBall give deputies and officers options that simply didn’t exist before, in a highly charged situation, this gives deputies and officers the benefit of time and distance. This saves lives on both sides of an encounter,” said, Craig D. Owens, Sr., Sheriff, Cobb County Georgia.
About PepperBall
PepperBall develops nonlethal solutions for law enforcement, corrections and military professionals focused on de-escalation and behavior change. For more than 20 years, PepperBall products have been used by agencies worldwide, with more than 20 million projectiles deployed. More information is available at www.pepperball.com.
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