LONDON, UK

PayDo, the unified payment ecosystem for online businesses, marks nine years of operation this week. What began as a single innovative product has become an infrastructure platform that consolidates acquiring, multi-currency accounts, Open Banking collections, payouts, and cross-border transfers under one contract and one integration, now processing over €5 billion annually.

The anniversary is less a celebration of age than of the kind of business PayDo chose to build. Rather than competing on the metrics easiest to copy, the company invested over nine years in direct infrastructure: licences and registrations across different jurisdictions, principal membership of the major card networks, and direct access to core payment systems. That foundation is what lets it offer enterprise-grade control with the speed digital businesses expect.

From a single product to a full ecosystem

PayDo began by pioneering one of the industry’s first non-redirect e-wallets, removing a point of friction that competitors had accepted as standard. From there it expanded deliberately, adding capability where it saw businesses being forced to stitch together multiple providers.

Today the platform delivers its services through three regulated group entities: Ecommerce Technologies Ltd, authorised and regulated as an Electronic Money Institution in the UK; PayDo EU Ltd, authorised and regulated in Malta; and PayDo Canada Ltd, registered as a Money Services Business with FINTRAC in Canada. PayDo is also a principal member of Visa and Mastercard and a direct member of SWIFT and SEPA. Each of those was a multi-year undertaking, and together they let PayDo route payments through its own infrastructure rather than through chains of intermediaries.

“If nine years have taught us anything, it’s that doing substantial work well, and doing it early, pays off. Everything we’ve built rests on that principle, and that’s one of our real strengths”, – said Serhii Zakharov, CEO and founder of PayDo, reflecting on the milestone. “The quickest path is rarely the one that builds something lasting. We chose to invest in direct infrastructure, because that is what genuinely removes cost and complexity for our clients. The product we have today is the result of that choice, compounded year after year”.

A year of accelerated expansion

The ninth year has been among the company’s most active. PayDo launched direct acquiring for Apple Pay and Google Pay as a principal acquirer, introduced customer-to-business settlement accounts to speed up Open Banking collections, and expanded its payment capabilities across new currencies and settlement methods. Alongside these, partnerships with a couple of well-known companies broadened the platform’s currency coverage, local payment rails, and in-platform FX.

The common thread across every release is the same one that has guided the company since its founding: identify a specific source of cost, delay, or fragmentation in the payment stack, and remove it.

Building toward the next phase

PayDo enters its tenth year as the payments market shifts toward a more institutional model, where authorisation, compliance, and direct infrastructure increasingly define the most trusted providers. The company sees its long investment in exactly those areas as positioning it for that next phase, and is continuing to deepen its regulated infrastructure across the markets it serves.

“The goal has never changed”, – Zakharov added. “We want to empower modern digital businesses to manage all their payments in one place, without the fragmentation, the hidden costs, or the operational drag of stitching together a dozen providers. That is what real efficiency looks like, and it is what we have been building toward”.

About PayDo

PayDo is a unified payment ecosystem for online businesses, providing multi-currency accounts, international transfers, merchant acquiring, card issuing, and Open Banking collections through a single contract and integration. The platform processes over €5 billion annually. It is a principal member of Visa and Mastercard and a direct member of SWIFT and SEPA.

Tallinn, Estonia

A new update for the WordPress plugin 3.0 by Apirone is here, bringing a range of improvements designed to make crypto payments smoother, faster, and more transparent for both merchants and customers.

The plugin is now built on the Apirone SDK PHP Library 2.0, significantly improving performance, stability, and long-term maintainability. This upgrade ensures a more robust foundation for developers while simplifying integration and future updates.

One of the most notable changes is the transformation of the invoice system. The invoice application is now a fully independent Single-Page Application (SPA). With client-side rendering, the checkout process is noticeably faster and more responsive, offering users a seamless payment experience. Although the SPA is included within the SDK, it can also be deployed and used as a standalone application, giving developers greater flexibility in how they build and scale their payment flows.

Another important enhancement is the introduction of the new “Include fees” option. This feature allows merchants to automatically incorporate both service and network fees into the total payment amount. As a result, customers always see a final, transparent fiat-equivalent price for each supported cryptocurrency. This eliminates confusion and ensures there are no unexpected costs at the time of payment.

The currency selector has also been redesigned. Every supported cryptocurrency now has its own visual icon, improving usability and clarity. When fees are included in the total, customers additionally see the full fiat amount (including fees) directly next to each payment option. This makes choosing a payment method more intuitive and transparent than ever before.

Looking ahead: TON blockchain integration

Beyond this release, Apirone development is already underway for the next major expansion: integration with the TON blockchain ecosystem. This upcoming update will introduce native support for The Open Network (TON), including its token GRAM, as well as stablecoin payments using USDT and USDC on the TON network.

This integration is designed to unlock faster, cheaper, and more scalable transactions. TON’s high-performance architecture makes it an ideal addition for merchants who require efficient global payment processing. By supporting stablecoins on TON, the system will also provide users with more predictable pricing and reduced volatility exposure, while maintaining the benefits of blockchain-based payments.

What’s next

This release is only one step in a broader roadmap focused on expanding flexibility, improving user experience, and increasing blockchain coverage. Future updates will continue to introduce new payment tools, widen cryptocurrency support, and further simplify integration for developers and businesses of all sizes.

Nashville, TN

The Urantia Corps for Spiritual Progress announces the “The Urantia Book Has Answers” campaign. Beginning on July 6, UCSP founding member Tia Thompson will release one video per week on social media platforms each ending with the phrase “The Urantia Book has answers.” Then, beginning August 24th, UCSP will run a billboard in Nashville, Tennessee, between the airport and downtown, during the height of tourist season. We hope to extend the billboard campaign to other cities and towns across America with help from readers around the country. Our campaign will direct inquiries to the Urantia Fellowship website.

“I discovered the Urantia Book in the stacks in a college library,” said UCSP founder, Rebecca Bynum. “But this model (books in libraries) is no longer tenable. People are much more likely to watch a Tik Toc video, see something on facebook, or see a billboard during a morning commute.”

“The Urantia Book is the most amazing artifact of direct spiritual communication we have,” continued Cheryl Phillips. For almost one hundred years, it has lain dormant waiting for the time when traditional religious answers no longer resonate in our modern society. The Urantia Book was given early, but it was meant for this time, when the old answers no longer satisfy our youth.”

“The Urantia Book has the answers the whole world is searching for,” said UCSP founding member Tia Thompson. “Not only does it explain the structure of the universe, and the history of our planet, it also provides the purpose of existence, and the comprehensive life and teachings of Jesus. The Urantia Book is life-changing. There is nothing else like it!”

“The world needs the Urantia Book and needs it now,” added Ms. Bynum.

UCSP is dedicated to bringing the Urantia Book into greater public awareness. Many readers describe the feeling that their guardian angels brought them to the book. UCSP simply wants to give the angels something more to work with.

Readers are encouraged to keep this campaign going by donating to the fund. All donations are tax-deductible.

Media Contact:

Rebecca Bynum

[email protected]