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AD Mortgage Survey Finds Mixed Outlook for Conventional Lending Heading Into 2027

Fort Lauderdale, FL, October 21, 2026AD Mortgage, a leading wholesale lender in the United States, today released the results of its 2026 survey, Conventional Lending Heading Into 2027. Based on responses from more than 250 mortgage professionals, the study offers a look at how Conventional lending has changed since 2023 and where brokers expect it to go next. Responses show […]

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AD Mortgage, a leading wholesale lender in the United States, today released the results of its 2026 survey, Conventional Lending Heading Into 2027. Based on responses from more than 250 mortgage professionals, the study offers a look at how Conventional lending has changed since 2023 and where brokers expect it to go next. Responses show an even split: 30.5% said Conventional had grown as a share of their business, and the same share said it had declined.

Another 39.1% said Conventional’s share of their business had stayed about the same. Looking ahead, 46.4% expect it to remain steady over the next 12 to 24 months, while 34.5% anticipate growth and 19.1% expect a decline.

The survey points to areas of opportunity and challenge for mortgage professionals. Better pricing or total cost is the most commonly selected reason to choose Conventional (57.7%), while income and DTI qualification is the leading obstacle to closing (55.0%). Standard conforming purchases remain the most common transaction, cited by 85% of respondents.

“Mortgage professionals are looking at the complete picture: what works for the borrower, how the loan is priced and what it takes to get to closing,” said Max Slyusarchuk, CEO of AD Mortgage. “These results show that pricing and qualification both shape Conventional lending today. We hope they help our partners have clear, useful conversations with borrowers about the options available.”

Key highlights include:

  • 30.5% report an increase in Conventional’s share of their business since 2023, the same share who report a decline; 39.1% say it has stayed about the same.

  • 46.4% expect a stable share over the next 12 to 24 months. More respondents anticipate growth (34.5%) than decline (19.1%).

  • Standard conforming purchases lead the reported pipeline at 85%. Cash-out refinances (38.6%) and investment-property purchases (38.2%) are the next most common transactions.

  • First-time homebuyers are the most common profile at 40%. Better pricing or total cost is the leading reason to choose Conventional (57.7%), ahead of lower mortgage insurance or fees (32.3%).

  • Income and DTI are the top obstacles to closing (55.0%), followed by credit and pricing (40.5%). Pricing is also the leading factor in lender selection (82.7%), followed by faster underwriting or closing (55.0%); DU versus LPA findings lead agency selection at 45.5%.

For mortgage professionals, the results point to a practical balance: keep an eye on pricing and execution while working through the income and DTI questions that can affect a borrower’s path to closing.

About the Study

AD Mortgage surveyed more than 250 mortgage professionals from September 1–30, 2026, about their Conventional business, borrowers, qualification challenges, agency choices and workflows.

For this survey, Conventional means Fannie Mae- or Freddie Mac-eligible lending, including standard conforming and high-balance loans. The survey was conducted during a period of heightened market volatility.

For more information, please visit https://admortgage.com/data-hub/conventional-mortgage-trends/

About AD Mortgage

As a premier direct mortgage lender, AD Mortgage offers a full spectrum of Conventional, Government, and Non-QM loan products with 24-hour turnaround times and some of the most competitive rates in the industry. In addition to their AD Power Jumbo loan product, AD Mortgage offers programs for Prime borrowers, Foreign National borrowers, as well as borrowers with imperfect credit histories. Programs with no income verification are also offered for investment property loans.

The company offers free concierge services, bank statement reviews, marketing tools and resources, and more to support the brokers they serve. In 2025, AD Mortgage received several prestigious industry awards, including HousingWire Vanguard Award, PROGRESS in Lending’s Lending Luminary Award, National Mortgage Professional’s Legend of Lending Award, HousingWire Industry Titan Award. This year, the company was also featured in CBS, Bloomberg, and Inc., underscoring its growing influence and leadership in the mortgage industry.

AD Mortgage is an Equal Housing Lender. NMLS ID #958660. 899 W Cypress Creek Rd, Fort Lauderdale, FL 33309. For important disclosures and state licensing information:https://admortgage.com/important-disclosures/

Media Contact Details
Andy Restrepo
AD Mortgage, LLC
Email: Send Email
Phone: (645) 240-2300

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Vexillum Minerals Expands International Investment Distribution Network Through Collaboration with Puregroup Partners and Deal Flow Capital

DUBAI, UAE, October 20, 2026Dubai-based private capital group adds Vexillum to its preferred investment products, expanding access to professional intermediaries, wealth advisers and private capital investors across international markets.

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Dubai-based private capital group adds Vexillum to its preferred investment products, expanding access to professional intermediaries, wealth advisers and private capital investors across international markets.

Vexillum Minerals, an international minerals and commodities company focused on precious, strategic and industrial mineral opportunities, today announced a new investment distribution collaboration with Puregroup Partners and Deal Flow Capital, strengthening the company’s access to international private capital markets.

Under the arrangement, Vexillum has been included among the preferred investment products of Puregroup Partners, a Dubai-based private capital and investment distribution group. Puregroup Partners will actively promote Vexillum through its established network of professional intermediaries, wealth advisers and private capital investors, providing access to distribution relationships across the United Arab Emirates, United Kingdom and other international markets.

The collaboration with Puregroup Partners and Deal Flow Capital represents a further step in Vexillum’s strategy to broaden its investor network and establish relationships with professional capital-market participants as the company advances its international minerals business.

Expanding Access to International Private Capital

Vexillum’s growth strategy encompasses the acquisition, development and commercialisation of mineral interests, alongside the expansion of its commodities and precious-metals activities.

As the company advances its portfolio and broader capital-markets objectives, developing relationships with established investment distribution groups forms an important part of its approach to connecting specialist investment opportunities with appropriate sources of private capital.

The arrangement with Puregroup Partners and Deal Flow Capital provides Vexillum with an additional channel through which to engage professional intermediaries, wealth advisers and private capital investors across multiple jurisdictions.

Rather than relying exclusively on direct investor relationships, Vexillum is seeking to build a broader international network of distribution and capital-market relationships capable of supporting its long-term development.

Supporting Vexillum’s International Growth Strategy

The collaboration comes as Vexillum continues developing its international minerals portfolio and strengthening the corporate, operational and financial infrastructure required to support its next phase of growth.

The company is pursuing a strategy that combines mineral asset participation, project development, processing opportunities, commodities brokerage and offtake, with a particular emphasis on precious metals and strategically important mineral resources.

By working with established private-capital distribution partners, Vexillum aims to broaden awareness of its investment opportunities among professional market participants while maintaining a selective and structured approach to investor engagement.

The relationship with Puregroup Partners and Deal Flow Capital reflects a shared emphasis on sophisticated financial structuring, selective distribution and trusted professional relationships in connecting private capital with differentiated investment opportunities.

About Vexillum Minerals

Vexillum Strategic Minerals Corp, operating under the Vexillum Minerals brand, is an international minerals and commodities company focused on building and developing a diversified portfolio of precious, strategic and industrial mineral interests.

The company’s strategy encompasses mineral asset participation, project development, commodities brokerage and offtake, processing opportunities and physical precious-metals activities.

Vexillum continues to develop its international portfolio and institutional infrastructure as it advances its planned U.S. public-market listing and broader long-term growth strategy.

Disclaimer: This announcement is provided for corporate information purposes only and does not constitute an offer to sell or a solicitation of an offer to purchase securities or investment products in any jurisdiction. Any investment opportunities are subject to applicable laws, eligibility requirements and relevant offering documentation.

Media Contact Details
Vexillum Minerals
Email: Send Email
Website: www.vexillum-minerals.com

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Birdeye Launches Peak, Giving Allocators A Limitless Market Terminal

SINGAPORE, October 21, 2026Built on the data infrastructure Birdeye has operated for five years, Peak unifies market intelligence, asset fundamentals and portfolio analytics across centralised and decentralised venues, navigated through a three-letter command system.

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Built on the data infrastructure Birdeye has operated for five years, Peak unifies market intelligence, asset fundamentals and portfolio analytics across centralised and decentralised venues, navigated through a three-letter command system.

Birdeye, the crypto intelligence company whose real-time market data serves the Solana ecosystem – including Backpack and Solflare – as well as thousands of enterprise clients, today launched Birdeye Peak, an institutional terminal for professionals allocating capital to digital assets.

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Institutional capital has moved into digital assets faster than the tooling built to read them. Allocators routinely assemble a view of the market from four or five vendors, each defining its metrics differently, then reconcile the differences by hand. By the time the answer exists, the market has moved. The problem is not a shortage of data but a shortage of data a professional can act on.

Peak is built to close that gap. It brings market intelligence, asset fundamentals, wallet and portfolio analytics, institutional indices, curated research and anomaly detection into a single workspace, covering centralised and decentralised venues alongside the offchain sources institutions already rely on, including ETF flows, filings and private funding activity.

“Professionals are making decisions worth millions and billions of dollars based on unqualified data,” said Kha Nguyen, co-founder and CEO of Birdeye. “Onchain data is not scarce. Data you can defend when somebody asks where the number came from is extremely scarce. We spent five years building the infrastructure to produce it, and Peak is what that infrastructure looks like when you put it in front of a desk.”

“Birdeye is a key partner for us across many surfaces, from Token.xyz to X Cashtags. Their historical indexing and market data APIs make these experiences accurate and scalable,” said Vibhu Norby, Chief Product Officer at Solana Foundation.

Built on infrastructure Birdeye owns

Most analytics platforms license their inputs from third parties. Birdeye built its own.

The company indexes more than millions of tokens across over 400 decentralised exchanges and 20 chains, with day one coverage of new networks, and supplies that data to thousands of enterprise clients including leading wallets, exchanges and foundations.

Institutional offchain datasets are licensed through established providers and normalised into the same framework.

Owning the onchain layerrather than buying it allows Birdeye to reconcile conflicting records at source, apply consistent definitions across venues, and build datasets to a client’s specification rather than reselling a standard feed.

Designed for how desks actually work

Peak is navigated by command rather than by menu. A 3 to 4 letter code and an asset take a user directly to the view they need, so VAL BTC opens a valuation view, WOVand a wallet address opens a wallet overview. The structure extends across token, wallet, protocol, ETFs and index objects, with cross-cutting commands for market sentiment and screening.

The terminal is built around professional workflows including position sizing against venue level liquidity, exit liquidity and order book depth analysis, portfolio composition and analytics  across wallets, counterparty proof of reserves verification, and benchmarking against institutional indices. An integrated research layer, Peak AI, surfaces connections across datasets that a user would not necessarily have gone looking for.

Peak is available as a paid subscription on a per seat, per organisation basis.

About Birdeye

Birdeye is a crypto intelligence company providing real-time, customisable blockchain data to traders, builders and institutions. Its product suite spans Birdeye Data, the infrastructure layer serving thousands of enterprise clients; Birdeye Terminal, its market dashboard; and Birdeye Peak, its institutional terminal. The company indexes across Solana, Base, Ethereum and other major chains. Birdeye is operated by Wings Lab Pte. Ltd., registered in Singapore.

Learn more atbirdeye.so.

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Jamie Kingsley
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ICON Capital Group Highlights The Sovereign Kingdom’s Partnership with IDOSY

NEWPORT BEACH, Calif., October 21, 2026ICON Capital Group, LLC (“ICON”), a registered broker-dealer and member of FINRA and SIPC, today highlighted a partnership announced by The Sovereign Kingdom (“TSK”), a luxury hospitality and concierge platform, with IDOSY, a digital superyacht charter platform and brokerage. TSK and IDOSY announced the collaboration on August 28, 2026. According to the companies, TSK plans to […]

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ICON Capital Group, LLC (“ICON”), a registered broker-dealer and member of FINRA and SIPC, today highlighted a partnership announced by The Sovereign Kingdom (“TSK”), a luxury hospitality and concierge platform, with IDOSY, a digital superyacht charter platform and brokerage.

TSK and IDOSY announced the collaboration on August 28, 2026. According to the companies, TSK plans to use IDOSY’s technology to give its clients access to a selection of crewed superyachts, with live pricing, live availability, and a more direct digital booking process.

The companies said the arrangement is designed to let travelers explore yachts by location, group size, and travel plans, extending a TSK property stay with a charter experience. The planned integration combines IDOSY’s yacht booking infrastructure with TSK’s digital marketplace and concierge services.

ICON serves as broker-dealer in connection with TSK’s Regulation Crowdfunding offering.

For information about The Sovereign Kingdom and its Regulation Crowdfunding offering, visithttps://www.owntsk.com.

About The Sovereign Kingdom

 

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The Sovereign Kingdom is developing a global luxury hospitality platform centered on curated private residences, personalized concierge support, and lifestyle services. For more information, visit thesovereignkingdom.com.

About ICON Capital Group, LLC

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ICON Capital Group, LLCis a registered broker-dealer and member of FINRA and SIPC. The firm provides capital formation, mergers and acquisitions advisory, strategic consulting, and corporate finance services to emerging growth and middle-market companies. For more information, visit iconcapg.com.

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Investor Relations
Calibou Group, Inc.
Email: Send Email
Website: iconcapg.com

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