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Alex Hemmat, Founder & Executive Board Member of Charge 1, Announces Innovative AI Integration for Enhanced Secure Online Credit Card Processing

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Charge 1, a leading online credit card processing and payment gateway platform, today announced a major artificial intelligence (AI) integration across its core gateway infrastructure, further strengthening its leadership in secure payment processing, fraud prevention, and cybersecurity-driven transaction technology.

As online payments continue to grow and fraud risks increase across e-commerce and digital businesses, Charge 1 is enhancing its platform with real-time AI-driven fraud detection, adaptive cybersecurity monitoring, and intelligent transaction routing, all built directly into the Charge 1 Gateway.

Charge 1’s AI integration expands on the company’s long-standing foundation of bank-grade encryption, PCI-compliant security architecture, and broad multi-processor compatibility, delivering enterprise-level protection without slowing transaction speed or customer experience.

Key AI-powered enhancements include:

  • Real-time fraud detection – Machine-learning models analyze transactions as they occur to identify and stop fraudulent activity before it impacts merchants or consumers.
  • Advanced cybersecurity monitoring – AI continuously monitors network behavior, identifying anomalies and adapting to evolving cyber threats.
  • Intelligent multi-processor routing – Transactions are dynamically routed across Charge 1’s processor network to improve authorization rates, speed, and reliability.

 

“Artificial intelligence is no longer optional in payments—it’s essential,” said Ben Pouladian, AI infrastructure investor and independent strategic consultant to Charge 1. “By embedding AI directly into the gateway and transaction layer, Charge 1 is enabling real-time fraud detection and smarter risk decisions where they matter most. This is the direction the payments industry is heading.”

“Security has always been the foundation of Charge 1,” said Alex Hemmat, Founder & Executive Board Member of Charge 1. “By integrating AI directly into our payment gateway, we’re delivering stronger fraud protection, better transaction intelligence, and a safer experience for merchants and their customers—without adding complexity or friction.”

Unlike bolt-on fraud tools, Charge 1’s AI operates natively within the gateway, allowing for low-latency decisioning and real-time protection while preserving checkout performance and authorization rates.

Charge 1’s flexible payment gateway integrates with a wide range of acquiring banks and processors, giving merchants redundancy, scalability, and control. The new AI capabilities will be automatically enabled for all Charge 1 merchants, with no additional configuration required.

About Charge 1

Charge 1 is a Plano, Texas-based provider of online credit card processing and payment gateway technology, specializing in secure payment processing, encryption, fraud prevention, and multi-processor integrations. Charge 1 serves merchants across e-commerce, retail, and digital platforms and is committed to leveraging advanced technology, including artificial intelligence, to protect transactions and reduce fraud.

About Ben Pouladian

Ben Pouladian is an AI infrastructure investor and technology strategist with deep expertise in artificial intelligence, data center infrastructure, and emerging technology platforms. He is the CEO of BEP Holdings and an active investor focused on next-generation AI compute, networking, and scalable digital infrastructure. Ben holds a background in electrical engineering from the University of California, San Diego, where his research included silicon photonics and ultrafast nanoscale optics. He advises technology companies on AI architecture, infrastructure strategy, and the practical deployment of machine learning at scale. His role with Charge 1 is strictly advisory and does not involve operational, executive, or board responsibilities.

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San Diego Civil Rights & Criminal Defense Attorneys Tim Scott and Marcus Bourassa of McKenzie Scott PC Selected to 2027 San Diego Super Lawyers and Rising Stars Lists

San Diego, CATim Scott earns San Diego Super Lawyers recognition for the 15th year; Marcus Bourassa named a Super Lawyers Rising Star for the 5th year, as the firm behind an $85 million civil rights verdict and record wrongful-death settlement against San Diego County continues to set the standard

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Tim Scott earns San Diego Super Lawyers recognition for the 15th year; Marcus Bourassa named a Super Lawyers Rising Star for the 5th year, as the firm behind an $85 million civil rights verdict and record wrongful-death settlement against San Diego County continues to set the standard

McKenzie Scott PC, the San Diego civil rights and criminal defense law firm known for record-setting results against government agencies, today announced that two of its trial attorneys have been recognized by Super Lawyers. Founding partner Tim Scott has been selected to the 2027 San Diego Super Lawyers list, marking his 15th year receiving the honor, and trial attorney Marcus Bourassa has been selected to the 2027 San Diego Rising Stars list, marking his 5th year of recognition.

Super Lawyers, a Thomson Reuters service, selects attorneys through a patented process that combines peer nominations, independent research, and evaluation of professional accomplishments. No more than 5% of attorneys nationwide are named to a regional Super Lawyers list, and no more than 2.5% are named to a regional Rising Stars list, which recognizes outstanding lawyers who are 40 or younger or have been in practice 10 years or less. Both attorneys will be featured in the San Diego Super Lawyers magazine, scheduled for publication on March 18, 2027.

 

1 11 San Diego Civil Rights & Criminal Defense Attorneys Tim Scott and Marcus Bourassa of McKenzie Scott PC Selected to 2027 San Diego Super Lawyers and Rising Stars Lists

 

Together, the two selections reflect the depth of a trial team that has secured some of the largest police misconduct, jail death, and wrongful death results in California history while maintaining one of the region’s most active federal criminal defense trial practices.

Tim Scott: 15 Years as a San Diego Super Lawyer

A graduate of Stanford Law School, San Diego civil rights attorney Tim Scott has defended people’s constitutional rights in the courtroom for more than 20 years. He began his career as a trial attorney with Federal Defenders of San Diego, Inc. before co-founding McKenzie Scott PC with Michele Akemi McKenzie. Peers have consistently recognized him as a San Diego Super Lawyer and Southern California Super Lawyer in both trial-court and appellate categories.

Scott served as lead trial counsel in K.J.P. v. County of San Diego, which produced an $85 million verdict, at the time the largest wrongful-death verdict against police in American history. As a criminal defense lawyer, he has approximately 80 civil and criminal jury trials to his credit, with acquittals, mistrials, or reversals on appeal in approximately three-quarters of his criminal cases. His Ninth Circuit appellate record includes reversals in securities fraud, wire fraud, RICO, bank robbery, and identity theft cases, and extensive litigation surrounding Fourth Amendment issues.

Scott is also the co-author, with retired federal district judge Larry A. Burns, of The Ninth Circuit Criminal Handbook (LexisNexis/Matthew Bender), a criminal law restatement relied on by practitioners and judges throughout the Ninth Circuit. The San Diego Criminal Defense Bar Association named him its 2016 Trial Lawyer of the Year.

Marcus Bourassa: 5 Years as a Super Lawyers Rising Star

Trial attorney Marcus Bourassa holds undergraduate and graduate degrees from Stanford University and a J.D. from Stanford Law School. Between his studies, he served as an intelligence officer in the United States Marine Corps, deploying to Afghanistan. After law school, he clerked for the Honorable Christina A. Snyder of the U.S. District Court for the Central District of California, then joined the federal defender’s office in San Diego, where he tried numerous cases to verdict, argued before the Ninth Circuit Court of Appeals, and earned numerous federal felony dismissals.

Bourassa practices across the firm’s civil rights and federal criminal defense groups. He served as co-counsel in the Brian Umana police shooting case, which produced the largest police wrongful death settlement in National City history, and is admitted to practice in California state and federal courts and the Ninth Circuit.

A Record of Landmark Civil Rights Results

The recognition follows a series of record-setting case results that have made McKenzie Scott PC one of the most recognized civil rights law firms in California. In each case below, the firm took on a government agency over a preventable death and secured the largest result of its kind for the jurisdiction involved.

$85 Million Verdict: K.J.P. v. County of San Diego (Lucky Phounsy)

In 2022, a jury awarded $85 million to the family of Lucky Phounsy after finding San Diego County Sheriff’s deputies responsible for his death. Phounsy called 911 in 2015 during a mental health crisis; deputies tased, struck, and hogtied him before restraining him face down in an ambulance, where his heart stopped. Tim Scott tried the case to verdict with co-counsel Mark F. Fleming. At the time, it was the largest police death verdict in U.S. history.

$16 Million Settlement: Estate of Hayden Schuck v. County of San Diego

In October 2025, the San Diego County Board of Supervisors approved a $16 million settlement for the family of 22-year-old William Hayden Schuck, who died of dehydration and untreated drug withdrawal after six days in San Diego Central Jail. It is the largest wrongful death settlement against San Diego County in its history and resulted in mandatory deputy training reforms on recognizing mental illness and substance withdrawal. Tim Scott was lead counsel on the McKenzie Scott trial team that represented the Schuck family. Learn more about the firm’s jail injury and in-custody death practice.

$1 Million Settlement: The Brian Umana Case, National City

In February 2025, the National City Council approved a $1 million settlement, reportedly the largest police wrongful death payment in the city’s history, over the 2021 shooting death of Brian Umana, a 28-year-old father shot at least ten times by officers during a mental health crisis. Tim Scott and Marcus Bourassa served as co-counsel alongside civil rights attorney Emily Howe of the Law Offices of Emily E. Howe.

Federal Criminal Defense Trial Experience

McKenzie Scott PC’s federal criminal defense practice is built largely from alumni of Federal Defenders of San Diego, Inc., the office appointed to represent people accused of federal crimes in the Southern District of California, one of the busiest federal criminal dockets in the country. Across more than 80 jury trials, approximately three-quarters of the firm’s criminal trials have resulted in acquittals, hung juries, or success on appeal.

The firm defends clients in federal and state investigations and prosecutions, including:

 

Frequently Asked Questions

Who at McKenzie Scott PC was selected to 2027 San Diego Super Lawyers?

Founding partner Tim Scott was selected to the 2027 San Diego Super Lawyers list, his 15th year of Super Lawyers recognition. Trial attorney Marcus Bourassa was selected to the 2027 San Diego Rising Stars list, his 5th year of recognition.

What is the difference between Super Lawyers and Rising Stars?

Super Lawyers recognizes no more than 5% of attorneys in each region. Rising Stars recognizes no more than 2.5% of attorneys in each region who are 40 or younger or have practiced 10 years or less. Both lists are based on peer input, independent research, and professional achievement.

What is the largest wrongful death settlement against San Diego County?

The largest wrongful death settlement against San Diego County in its history is the $16 million settlement McKenzie Scott PC secured in 2025 for the family of Hayden Schuck, who died in San Diego Central Jail custody.

What was the largest police in-custody death verdict in the United States?

In 2022, a San Diego jury awarded $85 million to the family of Lucky Phounsy in K.J.P. v. County of San Diego. At the time, it was the largest police death verdict in American history. McKenzie Scott PC founding partner Tim Scott tried the case.

Does McKenzie Scott PC handle federal criminal defense cases?

Yes. McKenzie Scott PC is a San Diego federal criminal defense firm whose attorneys trained at Federal Defenders of San Diego. The firm handles white-collar crimes, insurance fraud, money laundering, border arrests, drug trafficking, and firearms cases, along with federal appeals in the Ninth Circuit.

How do I contact a San Diego civil rights or criminal defense attorney at McKenzie Scott PC?

Call McKenzie Scott PC at (619) 794-0451 or request a free case evaluation online. The firm’s office is located at 1350 Columbia Street, Suite 600, San Diego, California 92101.

About McKenzie Scott PC

Led by founding partners Michele Akemi McKenzie and Tim Scott and protecting civil rights and providing criminal defense since 2000, McKenzie Scott PC is a San Diego trial firm that fights for the little guy against the power of government and corporate money. The firm represents clients throughout Southern California in civil rights litigation, including police misconduct, jail injury and in-custody death, and police-involved dog shooting cases; criminal defense and federal criminal defense; and personal injury, wrongful death, and employment law matters. Meet the full team of trial attorneys, review featured cases and trial results, or see the firm in the news. Attorneys seeking to co-counsel may visit the attorney referrals page.

Media Contact Information

Jason Kitchen
McKenzie Scott PC
1350 Columbia Street, Suite 600, San Diego, CA 92101
[email protected]
Phone: (619) 794-0451
Web: mckenziescott.com

Attorney advertising. Prior results do not guarantee a similar outcome. Super Lawyers and Rising Stars are selections made by Super Lawyers, a Thomson Reuters business.

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Kelsie Kimberlin’s Award Winning Film, “The Last Message,” Will Premiere At LA’s Royal Theater 9-13 October

LOS ANGELES, CAKelsie Kimberlin, a popular American Ukrainian singer and foundation director, traveled to Ukraine to film a movie chronicling her quest to find answers about the death of her 21-year-old cousin, Andrii Rachok, after he was killed by terrorists.  Kelsie spent a month in Ukraine, including all along the frontline, amidst drones and missile attacks, to […]

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Kelsie Kimberlin, a popular American Ukrainian singer and foundation director, traveled to Ukraine to film a movie chronicling her quest to find answers about the death of her 21-year-old cousin, Andrii Rachok, after he was killed by terrorists.  Kelsie spent a month in Ukraine, including all along the frontline, amidst drones and missile attacks, to seek absolution and forgiveness.   She realized that every Ukrainian has felt the pain of loss, but they remain committed to victory over the enemy.  She tells the stories of ordinary citizens who fight the demogorgon in their own way.  

kelsie kimberlins award winning film the last message will premiere at las royal theater 9 13 october Kelsie Kimberlin's Award Winning Film, "The Last Message," Will Premiere At LA's Royal Theater 9-13 October

Kelsie is the only international artist to be permitted to travel to the frontline to film a movie.  Her music videos about Ukraine have generated millions of YouTube views, and her songs have received global radio play and thousands of articles.  “Everyone needs to see my movie to understand the effect of the war on ordinary citizens,” said Kelsie.  “We all need to come together to defeat the terrorists.”

kelsie kimberlins award winning film the last message will premiere at las royal theater 9 13 october N2SfDO Kelsie Kimberlin's Award Winning Film, "The Last Message," Will Premiere At LA's Royal Theater 9-13 October

After the screenings of October 9th and 10th at 7:30 and October 11th at 3:20, Kelsie will answer questions from the audience about the film and Ukraine.  Tickets for the screenings are available here.  https://www.laemmle.com/film/last-message

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JustFor.fans Introduces Local Payment Options Across Latin America

LOS ANGELES, CAJustFor.fans (JFF) has expanded access for fans across Latin America with new local payment options in Brazil, Mexico and Colombia, announced during the inaugural GRABBYS Latin Awards in Medellín. JFF users in Brazil can now pay through Pix, while fans in Mexico can use SPEI and Colombian users can access the platform through PSE, giving customers […]

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JustFor.fans (JFF) has expanded access for fans across Latin America with new local payment options in Brazil, Mexico and Colombia, announced during the inaugural GRABBYS Latin Awards in Medellín.

justfor fans introduces local payment options across latin america y2OZnR JustFor.fans Introduces Local Payment Options Across Latin America

JFF users in Brazil can now pay through Pix, while fans in Mexico can use SPEI and Colombian users can access the platform through PSE, giving customers who may not use credit cards a familiar way to support models on JFF. The rollout follows the platform’s recent expansion into fully translated Spanish and Portuguese experiences and comes as JFF strengthens its presence across a region with significant model and fan communities.

“This past weekend, at the award show, we launched local payments from 3 countries with major JFF fanbases: Brazil (Pix), Mexico (SPEI) and Colombia (PSE),” said JFF founder Dominic Ford. “By accepting payments via these local methods, we are making it easier for fans without credit cards to access our site and our models. Additionally, we launched the site fully in Spanish and Portuguese a month ago.”

JustFor.fans’ involvement with the inaugural GRABBYS Latin Awards builds on its strong Latin American presence, including events in Mexico such as Collab Week Puerto Vallarta, as the platform broadens its outreach to fans and models across the region.

Visit JustFor.fans and follow on X @JustForFansSite & Bluesky @justfor.fans

About JustFor.fans

JustFor.fans (JFF) is a leading premium online adult community and self-publishing platform that engages models – straight, gay, trans & non-binary – with their fans in a private and secure setting.

A leader in anti-piracy JFF was launched in 2018 by esteemed filmmaker and entrepreneur Dominic Ford (DominicFord.com) and shaped with the idea of offering a platform where entertainers have the opportunity to act as their own producers/distributors with complete control over their own artistic works and performances.

With more than 15 years of building membership sites, Ford and his team’s objective is to offer JustFor.fans models several different avenues for making money on the site, including custom video clips, live cam shows, direct messaging and an online store. “We are committed to making JustFor.fans the Number One destination for ambitious content creators.”

X: @bsgpr

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Brian S. Gross
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