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CapitalMath: Guiding the Future of Traditional Finance
Wealth management, once a privilege reserved for a select few, is now being redefined. British fintech company CapitalMath has officially announced the launch of its core platform, the MAT Intelligent Strategy System, while also kicking off its global expansion plan. This is not just an investment tool, but a philosophy: investing should not be a game where a few manipulate the rules, but a rational process that everyone can access and understand.
“We chose this difficult path because we believe that only those who are crazy enough to think they can change the world are the ones who actually do.” Quoted from Apple’s “Think Different” campaign, and a true reflection of the founding vision behind CapitalMath.
The old world of investing: unequal, uncontrollable, and lacking transparency.
In the traditional system, wealth management may appear professional, but in reality it is full of barriers:
An ordinary investor might have to wait several days just to schedule an appointment with an advisor, but the market will not wait. Advisors often base their suggestions on “market sentiment” or personal bias, without being held accountable for the outcomes. Expensive consulting fees are charged by the hour, regardless of whether the advice leads to any actual returns.
When you ask, “Why was this decision made?” the typical answer is, “Because of our experience.” As Charlie Munger once said, “If you cannot explain what you are doing with a model, you probably do not know what you are doing.”
CapitalMath was not embraced by the mainstream from the start. It was born from nearly thirty years of financial practice and reflection by Mr. Nicholas Hawthorne.
In 1993, Nicholas earned his Master’s degree in Applied Finance from Macquarie University in Australia. He then entered Wall Street, where he worked as a trader, asset allocation advisor, and hedge fund analyst.
Fifteen years later, he had become a top financial professional earning over a million dollars annually. However, the 2008 financial crisis tore away the facade of Wall Street and shook his faith in the traditional financial system.
Amid the collapse of Lehman Brothers, he began to reflect: “Who really benefits from the advice we give? Is our so-called expertise truly meant to help clients, or is it just protecting vested interests?”
Starting in 2009, he broke free from institutional constraints and began sharing his views online, aiming to provide investment strategies to everyday people in a more transparent way. After joining the Occupy Wall Street movement in 2011, he became deeply involved in the study of quantitative systems.
This time, he was no longer satisfied with just improving processes, he wanted to completely redefine the way investing works.
“I realised that no matter how professional an advisor is, they cannot make decisions 24 hours a day without emotion. No amount of experience can match the calm precision of an algorithm.”
In 2015, he formed an online financial services team, laying the foundation for what would later become CapitalMath.
Although the early days were full of challenges due to limited technology and funding, and there were several setbacks, he never gave up. In 2019, he officially founded CapitalMath. Through the rise of Bitcoin and the GameStop saga, he gained valuable experience and attracted people who were on the same page.
Among them are:
Harrison Cole, a former employee at JPMorgan, who joined the MAT system development team in 2020 after discovering a shared vision; Charlotte Hayes, who has been passionate about financial inclusion since her university days and worked her way up from a volunteer to Global Head of Network Financial Services; Alexander Morgan, a key contributor to IBM’s digital asset projects, who, after gaining a deeper understanding of the mission, chose to leave the company and dedicate himself to this cause.
The founding of CapitalMath is a journey that began with personal awakening and led to systemic transformation. The most admirable individuals are not just those who walk away from established systems, but those who, after deep reflection, dare to rebuild the rules themselves.
A New Paradigm: Relying on systems, not individuals
CapitalMath believes that investing should feel like operating a transparent and controllable system, not following the advice of an “expert” whose judgment can never truly be verified. That is why we built the MAT Intelligent Strategy System, which is built on three core pillars:
Automation: It responds to the market around the clock, executing the logic you set without ever pausing.
Logic: Every investment decision is backed by data, models, and a clear reasoning path.
Personalization: The system identifies your risk preferences and funding needs, helping you create a strategy that fits you.
No more waiting in line, no more passive delays, no more vague advice. What you see is the path the system recommends. What you control is the execution and adjustment of every decision you make.
We believe that great products do more than solve problems, they change the way people see the world.
As Steve Jobs once said, “Everything around you that you call life was made up by people who were no smarter than you.”
That is why we question traditional finance and redesign control for the user.
As Yuval Noah Harari said, “Algorithms will redefine trust.”
That is why we replace people with systems, and build trust on verifiable logic and data.
As Peter Thiel said, “Great businesses do not just improve the world, they rewrite it.”
That is why we are not here to make advisors more efficient, we are here to replace them entirely.
Our Vision: To make rational investing a basic right for everyone, not a privilege for a few.
For decades, investing has seemed like a game reserved for “professionals,” “high net worth individuals,” or those who have access to information. Ordinary people have had to passively accept advice, pay fees, and tolerate vague explanations, without ever truly gaining control over their financial future.
CapitalMath’s vision is to rebuild the foundation of investing, making it transparent, rational, and accessible, so that everyone can gain the ability to make decisions through a system.
No matter who you are or where you start, we want you to have:
- A system that never sleeps. One that continues running your strategy even while you are asleep, without needing to wait for an advisor to show up.
- A logic you can understand. Where you know exactly what is behind each suggestion, rather than simply buying because “someone said it will go up.”
- A real trust relationship. Where you do not need to believe in us, you only need to trust the rules you set inside the system.
- A rhythm that belongs to you. The market may rise and fall, but your strategy does not have to follow every swing.
- As we have always believed, investing should not be about “who is smarter,” but about “who has a better system.”
Looking ahead, CapitalMath will continue refining its products, expanding its reach, and building a strong foundation of data. We are committed to becoming the most trusted intelligent investment infrastructure for users around the world.
We believe that true investment freedom can only begin when systems are more transparent than people, and decisions are more reliable than emotions.
The Press Release CapitalMath: Guiding the Future of Traditional Finance appeared first on Pinion Newswire.
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Jour Cards Launches iTunes Gift Card Store for Instant Apple Purchases with Bitcoin and Crypto
UAE , Sharjah (PinionNewswire) —
Jour Cards Store, a global leader in digital gift card sales powered exclusively by cryptocurrency, has officially launched its new iTunes Gift Card Store — allowing customers around the world to buy Apple and iTunes gift cards using Bitcoin and other popular cryptocurrencies with instant delivery and zero banking restrictions.
This expansion marks another milestone for Jour Cards as the company continues to make crypto payments more practical, private, and globally accessible.
Empowering Crypto Users in the Apple Ecosystem
Jour Cards’ new iTunes Gift Card Store lets customers purchase official Apple and iTunes gift cards in multiple currencies and denominations — including $10, $25, $50, $100, and €10–€100 values — available for 185+ countries. Each card is delivered instantly by email following blockchain payment confirmation, giving crypto users fast, private access to the entire Apple ecosystem.
Users can redeem their iTunes or Apple gift cards to purchase music, apps, subscriptions, movies, in-app content, and iCloud storage, or even to gift to others.
“Crypto users deserve the same convenience as traditional shoppers — but with more privacy and global freedom,” said Nemeh Issam Jarjour, sales manager. “Our iTunes Gift Card Store bridges that gap, allowing users to turn Bitcoin, Ethereum, or USDT directly into Apple products without needing a credit card or bank account.”
The Process Behind Jour Cards’ iTunes Gift Card Store
- Users can visit www.jour-cards.com and navigate to the iTunes Gift Card Store.
- There is option to choose preferred region (USD, EUR, GBP, AED, SAR, TRY, etc.).
- Users can select denomination in accordance with the Apple account currency.
- Cryptocurrency payment options include — Bitcoin (BTC), Ethereum (ETH), Tether (USDT), Binance Coin (BNB), Litecoin (LTC), Dogecoin (DOGE), Dash (DASH), Monero (XMR), and others.
- Payment should be sent to the wallet address displayed.
- Digital code will be received instantly by email within 5–15 minutes after blockchain confirmation.

Jour Cards’ Position in the Crypto Gift Card Market
Jour Cards Founded in 2009, Jour Cards has become a trusted name in digital e-commerce, offering over 5,000 gift cards from 2,500+ brands across gaming, shopping, and entertainment. Unlike traditional platforms that rely on fiat, Jour Cards is entirely crypto-powered, offering privacy, speed, and global access without KYC or banking restrictions.
Key Platform Highlights
- Crypto-Only Payments: 100 % blockchain transactions — no banks.
- Instant Email Delivery: Codes delivered in minutes.
- Global Reach: Supports 185+ countries.
- Top Brands: Xbox, PlayStation, Amazon, Netflix, Google Play, Steam, and now Apple.
- Privacy & Security: SSL-encrypted checkout with blockchain verification.
Social Proof & Trust Signals
Jour Cards has earned positive customer feedback for fast delivery, transparent pricing, and responsive support.
The platform is featured on review platforms such as TradersUnion and Trustpilot, And Scam Detector where it maintains high satisfaction ratings for reliability and instant service.
Crypto enthusiasts also highlight Jour Cards as one of the most privacy-respecting gift card marketplaces, thanks to its no-KYC, crypto-only payment structure.
With thousands of verified global customers and consistent performance since 2009, Jour Cards continues to build confidence among crypto users worldwide.

Building Real-World Utility for Crypto
With the iTunes Gift Card Store launch, Jour Cards continues its mission to make cryptocurrency practical for everyday purchases. The company helps bridge the gap between digital assets and real-world usability, transforming crypto into instant access to entertainment, gaming, and shopping.
“This launch reinforces our belief that crypto is not just an investment — it’s a lifestyle,” Nemeh Issam Jarjour added. “Jour Cards is giving digital assets real-world value, empowering users to live on crypto — from gaming to music to entertainment.”
About Jour Cards
Jour Cards is a global online marketplace specializing in digital gift cards and prepaid codes, available exclusively through cryptocurrency payments. Operating in more than 185 countries, the platform provides instant, private, and secure access to products from over 2,500 international brands. Established in 2009, Jour Cards’ mission is to empower global crypto adoption by delivering seamless, borderless shopping experiences for the digital generation.
Website: https://www.jour-cards.com
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FinTex Pro Launches Fall “Fix It Right” Guarantee for Central Florida
Kissimmee, FL (PinionNewswire) —
FinTex Pro, a family-owned drywall and finishing company serving Central Florida, is announcing the launch of its fall “Fix It Right” guarantee. This new service is designed to help homeowners prepare for the holiday season.
The guarantee covers damage to walls and ceilings caused by Florida’s humidity and storm activity. “We know Central Florida homes inside and out, and handle everything from popcorn ceilings to post-hurricane patch jobs. Our team treats every wall like it’s our own,” said the company’s founder.
FinTex Pro specializes in crack repair, texture matching, level 5 finishing, and post-storm restoration for residential properties throughout Central Florida, from Orlando to Wekiva Springs and the surrounding community.
Their services include:
- Texture matching and level 5 skim coating
- Thorough worksite management
- Open communication throughout projects
- Services for homeowners and real estate professionals
- Complimentary, no-obligation estimates
Customers who schedule services by November 30, 2025, will receive complimentary texture-matching with their repair project.
The “Fix It Right” guarantee ensures all projects meet the highest quality standards. FinTex Pro is committed to customer satisfaction.
About FinTex Pro:
FinTex Pro is a family-owned and operated drywall and finishing company. They serve Central Florida homeowners and real estate professionals. Homeowners across Central Florida can schedule their free drywall repair estimate by calling (407) 785-0905 or emailing info@FinTex Pro.com. Appointments booked before November 30 qualify for a complimentary texture match upgrade. Visit their website at https://www.FinTex Pro.com/
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Zoomex Officially Joins CODE VASP Alliance
Mahé, Seychelles (PinionNewswire) —
November 7, 2025 — Global cryptocurrency exchange Zoomex today announced that it has officially joined the Korea CODE VASP Alliance (Connect Digital Exchanges) and completed integration with the Travel Rule compliance system. This key technological integration marks Zoomex’s adherence to the security and transparency standards required under FATF travel rule framework for digital asset transactions.
The CODE VASP Alliance was established in 2022 to help Virtual Asset Service Providers (VASPs) meet Travel rule compliance. Through this system, exchanges can securely transmit encrypted sender and receiver identity information during asset transfers, aligning with international standards set by the Financial Action Task Force (FATF).

“For us, compliance is not just a procedural requirement — it’s a foundation of trust.” — Zoomex CEO
“Successfully completing the technical integration with the CODE system is a vital step toward ensuring transaction security and enhancing information transparency. It also reflects our ongoing commitment to strengthening our infrastructure.”
This collaboration not only enhances transaction security and system transparency but also provides users with a stable and trustworthy trading environment tailored to the global market.
In addition to joining CODE, Zoomex holds multiple regulatory licenses, including Canada MSB, U.S. MSB, U.S. NFA, and Australia AUSTRAC, and has successfully passed a security audit by Hacken, a leading international cybersecurity firm. Zoomex remains committed to building a more reliable, transparent, and compliant digital asset trading ecosystem.
About Zoomex
Founded in 2021, Zoomex is a global cryptocurrency exchange serving over 3 million users across 35+ countries and regions, offering more than 600 trading pairs. Guided by its core values of “Simple × Intuitive × Fast,” Zoomex delivers millisecond-level trade execution and a seamless user experience through its optimized matching engine and minimalist interface.
As the official partner of the Haas F1 Team and exclusive global brand ambassador Emiliano Martínez (World-Class Goalkeeper), Zoomex extends the speed and precision of the racetrack into its trading services.
About the Korea CODE VASP Alliance
The Korea CODE VASP Alliance is a consortium of leading Korean cryptocurrency exchanges dedicated to advancing compliance and regulatory standards in the digital asset sector.
The alliance promotes the adoption of the CODE Travel Rule solution, ensuring transparency and traceability in crypto transactions in line with global anti–money laundering (AML) and counter-terrorist financing (CTF) standards.
Its mission is to foster a safer and more reliable crypto environment for users and industry stakeholders alike.
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