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CapitalMath: Guiding the Future of Traditional Finance
Wealth management, once a privilege reserved for a select few, is now being redefined. British fintech company CapitalMath has officially announced the launch of its core platform, the MAT Intelligent Strategy System, while also kicking off its global expansion plan. This is not just an investment tool, but a philosophy: investing should not be a game where a few manipulate the rules, but a rational process that everyone can access and understand.
“We chose this difficult path because we believe that only those who are crazy enough to think they can change the world are the ones who actually do.” Quoted from Apple’s “Think Different” campaign, and a true reflection of the founding vision behind CapitalMath.
The old world of investing: unequal, uncontrollable, and lacking transparency.
In the traditional system, wealth management may appear professional, but in reality it is full of barriers:
An ordinary investor might have to wait several days just to schedule an appointment with an advisor, but the market will not wait. Advisors often base their suggestions on “market sentiment” or personal bias, without being held accountable for the outcomes. Expensive consulting fees are charged by the hour, regardless of whether the advice leads to any actual returns.
When you ask, “Why was this decision made?” the typical answer is, “Because of our experience.” As Charlie Munger once said, “If you cannot explain what you are doing with a model, you probably do not know what you are doing.”
CapitalMath was not embraced by the mainstream from the start. It was born from nearly thirty years of financial practice and reflection by Mr. Nicholas Hawthorne.
In 1993, Nicholas earned his Master’s degree in Applied Finance from Macquarie University in Australia. He then entered Wall Street, where he worked as a trader, asset allocation advisor, and hedge fund analyst.
Fifteen years later, he had become a top financial professional earning over a million dollars annually. However, the 2008 financial crisis tore away the facade of Wall Street and shook his faith in the traditional financial system.
Amid the collapse of Lehman Brothers, he began to reflect: “Who really benefits from the advice we give? Is our so-called expertise truly meant to help clients, or is it just protecting vested interests?”
Starting in 2009, he broke free from institutional constraints and began sharing his views online, aiming to provide investment strategies to everyday people in a more transparent way. After joining the Occupy Wall Street movement in 2011, he became deeply involved in the study of quantitative systems.
This time, he was no longer satisfied with just improving processes, he wanted to completely redefine the way investing works.
“I realised that no matter how professional an advisor is, they cannot make decisions 24 hours a day without emotion. No amount of experience can match the calm precision of an algorithm.”
In 2015, he formed an online financial services team, laying the foundation for what would later become CapitalMath.
Although the early days were full of challenges due to limited technology and funding, and there were several setbacks, he never gave up. In 2019, he officially founded CapitalMath. Through the rise of Bitcoin and the GameStop saga, he gained valuable experience and attracted people who were on the same page.
Among them are:
Harrison Cole, a former employee at JPMorgan, who joined the MAT system development team in 2020 after discovering a shared vision; Charlotte Hayes, who has been passionate about financial inclusion since her university days and worked her way up from a volunteer to Global Head of Network Financial Services; Alexander Morgan, a key contributor to IBM’s digital asset projects, who, after gaining a deeper understanding of the mission, chose to leave the company and dedicate himself to this cause.
The founding of CapitalMath is a journey that began with personal awakening and led to systemic transformation. The most admirable individuals are not just those who walk away from established systems, but those who, after deep reflection, dare to rebuild the rules themselves.
A New Paradigm: Relying on systems, not individuals
CapitalMath believes that investing should feel like operating a transparent and controllable system, not following the advice of an “expert” whose judgment can never truly be verified. That is why we built the MAT Intelligent Strategy System, which is built on three core pillars:
Automation: It responds to the market around the clock, executing the logic you set without ever pausing.
Logic: Every investment decision is backed by data, models, and a clear reasoning path.
Personalization: The system identifies your risk preferences and funding needs, helping you create a strategy that fits you.
No more waiting in line, no more passive delays, no more vague advice. What you see is the path the system recommends. What you control is the execution and adjustment of every decision you make.
We believe that great products do more than solve problems, they change the way people see the world.
As Steve Jobs once said, “Everything around you that you call life was made up by people who were no smarter than you.”
That is why we question traditional finance and redesign control for the user.
As Yuval Noah Harari said, “Algorithms will redefine trust.”
That is why we replace people with systems, and build trust on verifiable logic and data.
As Peter Thiel said, “Great businesses do not just improve the world, they rewrite it.”
That is why we are not here to make advisors more efficient, we are here to replace them entirely.
Our Vision: To make rational investing a basic right for everyone, not a privilege for a few.
For decades, investing has seemed like a game reserved for “professionals,” “high net worth individuals,” or those who have access to information. Ordinary people have had to passively accept advice, pay fees, and tolerate vague explanations, without ever truly gaining control over their financial future.
CapitalMath’s vision is to rebuild the foundation of investing, making it transparent, rational, and accessible, so that everyone can gain the ability to make decisions through a system.
No matter who you are or where you start, we want you to have:
- A system that never sleeps. One that continues running your strategy even while you are asleep, without needing to wait for an advisor to show up.
- A logic you can understand. Where you know exactly what is behind each suggestion, rather than simply buying because “someone said it will go up.”
- A real trust relationship. Where you do not need to believe in us, you only need to trust the rules you set inside the system.
- A rhythm that belongs to you. The market may rise and fall, but your strategy does not have to follow every swing.
- As we have always believed, investing should not be about “who is smarter,” but about “who has a better system.”
Looking ahead, CapitalMath will continue refining its products, expanding its reach, and building a strong foundation of data. We are committed to becoming the most trusted intelligent investment infrastructure for users around the world.
We believe that true investment freedom can only begin when systems are more transparent than people, and decisions are more reliable than emotions.
The Press Release CapitalMath: Guiding the Future of Traditional Finance appeared first on Pinion Newswire.
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San Diego Civil Rights & Criminal Defense Attorneys Tim Scott and Marcus Bourassa of McKenzie Scott PC Selected to 2027 San Diego Super Lawyers and Rising Stars Lists
San Diego, CATim Scott earns San Diego Super Lawyers recognition for the 15th year; Marcus Bourassa named a Super Lawyers Rising Star for the 5th year, as the firm behind an $85 million civil rights verdict and record wrongful-death settlement against San Diego County continues to set the standard
Tim Scott earns San Diego Super Lawyers recognition for the 15th year; Marcus Bourassa named a Super Lawyers Rising Star for the 5th year, as the firm behind an $85 million civil rights verdict and record wrongful-death settlement against San Diego County continues to set the standard
San Diego, CA
McKenzie Scott PC, the San Diego civil rights and criminal defense law firm known for record-setting results against government agencies, today announced that two of its trial attorneys have been recognized by Super Lawyers. Founding partner Tim Scott has been selected to the 2027 San Diego Super Lawyers list, marking his 15th year receiving the honor, and trial attorney Marcus Bourassa has been selected to the 2027 San Diego Rising Stars list, marking his 5th year of recognition.
Super Lawyers, a Thomson Reuters service, selects attorneys through a patented process that combines peer nominations, independent research, and evaluation of professional accomplishments. No more than 5% of attorneys nationwide are named to a regional Super Lawyers list, and no more than 2.5% are named to a regional Rising Stars list, which recognizes outstanding lawyers who are 40 or younger or have been in practice 10 years or less. Both attorneys will be featured in the San Diego Super Lawyers magazine, scheduled for publication on March 18, 2027.
Together, the two selections reflect the depth of a trial team that has secured some of the largest police misconduct, jail death, and wrongful death results in California history while maintaining one of the region’s most active federal criminal defense trial practices.
Tim Scott: 15 Years as a San Diego Super Lawyer
A graduate of Stanford Law School, San Diego civil rights attorney Tim Scott has defended people’s constitutional rights in the courtroom for more than 20 years. He began his career as a trial attorney with Federal Defenders of San Diego, Inc. before co-founding McKenzie Scott PC with Michele Akemi McKenzie. Peers have consistently recognized him as a San Diego Super Lawyer and Southern California Super Lawyer in both trial-court and appellate categories.
Scott served as lead trial counsel in K.J.P. v. County of San Diego, which produced an $85 million verdict, at the time the largest wrongful-death verdict against police in American history. As a criminal defense lawyer, he has approximately 80 civil and criminal jury trials to his credit, with acquittals, mistrials, or reversals on appeal in approximately three-quarters of his criminal cases. His Ninth Circuit appellate record includes reversals in securities fraud, wire fraud, RICO, bank robbery, and identity theft cases, and extensive litigation surrounding Fourth Amendment issues.
Scott is also the co-author, with retired federal district judge Larry A. Burns, of The Ninth Circuit Criminal Handbook (LexisNexis/Matthew Bender), a criminal law restatement relied on by practitioners and judges throughout the Ninth Circuit. The San Diego Criminal Defense Bar Association named him its 2016 Trial Lawyer of the Year.
Marcus Bourassa: 5 Years as a Super Lawyers Rising Star
Trial attorney Marcus Bourassa holds undergraduate and graduate degrees from Stanford University and a J.D. from Stanford Law School. Between his studies, he served as an intelligence officer in the United States Marine Corps, deploying to Afghanistan. After law school, he clerked for the Honorable Christina A. Snyder of the U.S. District Court for the Central District of California, then joined the federal defender’s office in San Diego, where he tried numerous cases to verdict, argued before the Ninth Circuit Court of Appeals, and earned numerous federal felony dismissals.
Bourassa practices across the firm’s civil rights and federal criminal defense groups. He served as co-counsel in the Brian Umana police shooting case, which produced the largest police wrongful death settlement in National City history, and is admitted to practice in California state and federal courts and the Ninth Circuit.
A Record of Landmark Civil Rights Results
The recognition follows a series of record-setting case results that have made McKenzie Scott PC one of the most recognized civil rights law firms in California. In each case below, the firm took on a government agency over a preventable death and secured the largest result of its kind for the jurisdiction involved.
$85 Million Verdict: K.J.P. v. County of San Diego (Lucky Phounsy)
In 2022, a jury awarded $85 million to the family of Lucky Phounsy after finding San Diego County Sheriff’s deputies responsible for his death. Phounsy called 911 in 2015 during a mental health crisis; deputies tased, struck, and hogtied him before restraining him face down in an ambulance, where his heart stopped. Tim Scott tried the case to verdict with co-counsel Mark F. Fleming. At the time, it was the largest police death verdict in U.S. history.
$16 Million Settlement: Estate of Hayden Schuck v. County of San Diego
In October 2025, the San Diego County Board of Supervisors approved a $16 million settlement for the family of 22-year-old William Hayden Schuck, who died of dehydration and untreated drug withdrawal after six days in San Diego Central Jail. It is the largest wrongful death settlement against San Diego County in its history and resulted in mandatory deputy training reforms on recognizing mental illness and substance withdrawal. Tim Scott was lead counsel on the McKenzie Scott trial team that represented the Schuck family. Learn more about the firm’s jail injury and in-custody death practice.
$1 Million Settlement: The Brian Umana Case, National City
In February 2025, the National City Council approved a $1 million settlement, reportedly the largest police wrongful death payment in the city’s history, over the 2021 shooting death of Brian Umana, a 28-year-old father shot at least ten times by officers during a mental health crisis. Tim Scott and Marcus Bourassa served as co-counsel alongside civil rights attorney Emily Howe of the Law Offices of Emily E. Howe.
Federal Criminal Defense Trial Experience
McKenzie Scott PC’s federal criminal defense practice is built largely from alumni of Federal Defenders of San Diego, Inc., the office appointed to represent people accused of federal crimes in the Southern District of California, one of the busiest federal criminal dockets in the country. Across more than 80 jury trials, approximately three-quarters of the firm’s criminal trials have resulted in acquittals, hung juries, or success on appeal.
The firm defends clients in federal and state investigations and prosecutions, including:
- White-collar crimes, including wire, mail, bank, and securities fraud
- Money laundering and honest services fraud
- Insurance fraud and health care fraud
- Border arrests, drug trafficking, and immigration offenses
- Firearms, RICO, theft of trade secrets, and cybercrime charges
- Federal appeals before the Ninth Circuit Court of Appeals
Frequently Asked Questions
Who at McKenzie Scott PC was selected to 2027 San Diego Super Lawyers?
Founding partner Tim Scott was selected to the 2027 San Diego Super Lawyers list, his 15th year of Super Lawyers recognition. Trial attorney Marcus Bourassa was selected to the 2027 San Diego Rising Stars list, his 5th year of recognition.
What is the difference between Super Lawyers and Rising Stars?
Super Lawyers recognizes no more than 5% of attorneys in each region. Rising Stars recognizes no more than 2.5% of attorneys in each region who are 40 or younger or have practiced 10 years or less. Both lists are based on peer input, independent research, and professional achievement.
What is the largest wrongful death settlement against San Diego County?
The largest wrongful death settlement against San Diego County in its history is the $16 million settlement McKenzie Scott PC secured in 2025 for the family of Hayden Schuck, who died in San Diego Central Jail custody.
What was the largest police in-custody death verdict in the United States?
In 2022, a San Diego jury awarded $85 million to the family of Lucky Phounsy in K.J.P. v. County of San Diego. At the time, it was the largest police death verdict in American history. McKenzie Scott PC founding partner Tim Scott tried the case.
Does McKenzie Scott PC handle federal criminal defense cases?
Yes. McKenzie Scott PC is a San Diego federal criminal defense firm whose attorneys trained at Federal Defenders of San Diego. The firm handles white-collar crimes, insurance fraud, money laundering, border arrests, drug trafficking, and firearms cases, along with federal appeals in the Ninth Circuit.
How do I contact a San Diego civil rights or criminal defense attorney at McKenzie Scott PC?
Call McKenzie Scott PC at (619) 794-0451 or request a free case evaluation online. The firm’s office is located at 1350 Columbia Street, Suite 600, San Diego, California 92101.
About McKenzie Scott PC
Led by founding partners Michele Akemi McKenzie and Tim Scott and protecting civil rights and providing criminal defense since 2000, McKenzie Scott PC is a San Diego trial firm that fights for the little guy against the power of government and corporate money. The firm represents clients throughout Southern California in civil rights litigation, including police misconduct, jail injury and in-custody death, and police-involved dog shooting cases; criminal defense and federal criminal defense; and personal injury, wrongful death, and employment law matters. Meet the full team of trial attorneys, review featured cases and trial results, or see the firm in the news. Attorneys seeking to co-counsel may visit the attorney referrals page.
Media Contact Information
Jason Kitchen
McKenzie Scott PC
1350 Columbia Street, Suite 600, San Diego, CA 92101
[email protected]
Phone: (619) 794-0451
Web: mckenziescott.com
Attorney advertising. Prior results do not guarantee a similar outcome. Super Lawyers and Rising Stars are selections made by Super Lawyers, a Thomson Reuters business.
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Kelsie Kimberlin’s Award Winning Film, “The Last Message,” Will Premiere At LA’s Royal Theater 9-13 October
LOS ANGELES, CAKelsie Kimberlin, a popular American Ukrainian singer and foundation director, traveled to Ukraine to film a movie chronicling her quest to find answers about the death of her 21-year-old cousin, Andrii Rachok, after he was killed by terrorists. Kelsie spent a month in Ukraine, including all along the frontline, amidst drones and missile attacks, to […]
LOS ANGELES, CA
Kelsie Kimberlin, a popular American Ukrainian singer and foundation director, traveled to Ukraine to film a movie chronicling her quest to find answers about the death of her 21-year-old cousin, Andrii Rachok, after he was killed by terrorists. Kelsie spent a month in Ukraine, including all along the frontline, amidst drones and missile attacks, to seek absolution and forgiveness. She realized that every Ukrainian has felt the pain of loss, but they remain committed to victory over the enemy. She tells the stories of ordinary citizens who fight the demogorgon in their own way.
Kelsie is the only international artist to be permitted to travel to the frontline to film a movie. Her music videos about Ukraine have generated millions of YouTube views, and her songs have received global radio play and thousands of articles. “Everyone needs to see my movie to understand the effect of the war on ordinary citizens,” said Kelsie. “We all need to come together to defeat the terrorists.”
After the screenings of October 9th and 10th at 7:30 and October 11th at 3:20, Kelsie will answer questions from the audience about the film and Ukraine. Tickets for the screenings are available here. https://www.laemmle.com/film/last-message
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JustFor.fans Introduces Local Payment Options Across Latin America
LOS ANGELES, CAJustFor.fans (JFF) has expanded access for fans across Latin America with new local payment options in Brazil, Mexico and Colombia, announced during the inaugural GRABBYS Latin Awards in Medellín. JFF users in Brazil can now pay through Pix, while fans in Mexico can use SPEI and Colombian users can access the platform through PSE, giving customers […]
LOS ANGELES, CA
JustFor.fans (JFF) has expanded access for fans across Latin America with new local payment options in Brazil, Mexico and Colombia, announced during the inaugural GRABBYS Latin Awards in Medellín.
JFF users in Brazil can now pay through Pix, while fans in Mexico can use SPEI and Colombian users can access the platform through PSE, giving customers who may not use credit cards a familiar way to support models on JFF. The rollout follows the platform’s recent expansion into fully translated Spanish and Portuguese experiences and comes as JFF strengthens its presence across a region with significant model and fan communities.
“This past weekend, at the award show, we launched local payments from 3 countries with major JFF fanbases: Brazil (Pix), Mexico (SPEI) and Colombia (PSE),” said JFF founder Dominic Ford. “By accepting payments via these local methods, we are making it easier for fans without credit cards to access our site and our models. Additionally, we launched the site fully in Spanish and Portuguese a month ago.”
JustFor.fans’ involvement with the inaugural GRABBYS Latin Awards builds on its strong Latin American presence, including events in Mexico such as Collab Week Puerto Vallarta, as the platform broadens its outreach to fans and models across the region.
Visit JustFor.fans and follow on X @JustForFansSite & Bluesky @justfor.fans
About JustFor.fans
JustFor.fans (JFF) is a leading premium online adult community and self-publishing platform that engages models – straight, gay, trans & non-binary – with their fans in a private and secure setting.
A leader in anti-piracy JFF was launched in 2018 by esteemed filmmaker and entrepreneur Dominic Ford (DominicFord.com) and shaped with the idea of offering a platform where entertainers have the opportunity to act as their own producers/distributors with complete control over their own artistic works and performances.
With more than 15 years of building membership sites, Ford and his team’s objective is to offer JustFor.fans models several different avenues for making money on the site, including custom video clips, live cam shows, direct messaging and an online store. “We are committed to making JustFor.fans the Number One destination for ambitious content creators.”
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San Diego Civil Rights & Criminal Defense Attorneys Tim Scott and Marcus Bourassa of McKenzie Scott PC Selected to 2027 San Diego Super Lawyers and Rising Stars Lists
Kelsie Kimberlin’s Award Winning Film, “The Last Message,” Will Premiere At LA’s Royal Theater 9-13 October
JustFor.fans Introduces Local Payment Options Across Latin America
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