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JCB, together with Resona, Realize a New Purchasing Experience: The World’s First Full-Scale Project to Commercialize Ultra-Wideband (UWB) Payments
TOKYO
JCB Co., Ltd. (JCB), together with Resona Holdings, Inc. (Resona; TSE: 8308), announced the start of a project to commercialize ultra-wideband (UWB) payments that realize a new purchasing experience using UWB communication.
The two companies have agreed to launch the world’s first full-scale project for the practical application and commercialization of UWB payments. In 2026, JCB will work with multiple technology partners and collaborating merchants to demonstrate payment technology and value-added solutions for merchants, as well as user experience building projects to create new purchasing experiences. On top of that, JCB aims to launch small-scale commercial operations in 2027 and full-scale commercialization in earnest in 2028.
The two companies are participating in the FiRa® Consortium, which standardizes and contributes to the development of UWB communication technology, as well as builds new payment experiences and value-added solutions for stores using UWB technology.
About the UWB Payment Project
Through the activities of the FiRa Consortium, JCB, and Resona will standardize technologies and experiences for payment applications, and with the support of FiRa Consortium’s participating vendors, conduct technology tests. From 2026, the two companies will demonstrate UWB payments and value-added solutions together with multiple partner merchants and provide feedback to FiRa on the necessary technology development.
In parallel, JCB and Resona will conduct research on user experience and store payment operations to confirm user and merchant acceptability.
Moreover, to reduce the introduction load for merchants as much as possible, the project aims to build a payment infrastructure that can widely accept payment solutions using UWB from competitors. The project is aimed to launch on a small scale in 2027 and commercialize on a full-scale in 2028.
In addition, the two companies will aim to realize new UWB payments through collaboration with a wide range of partners in Japan and other countries.

The Background of This Project
UWB communication technology is a short-range wireless communication technology that has the characteristics of (1) accurate location of devices and (2) high-speed data communication and is being used in Japan and overseas for location verification of digital keys for cars and homes, indoor navigation, and tags.
The technology is also used overseas in gateless public transportation systems. In the future, it is expected to be used for payments, as with NFC (Near Field Communication) and QR codes.
Outside Japan, the spread of smartphones with UWB functions has been slow, but in Japan, smartphones that can use UWB communication are widely available, and can be utilized in advance of the rest of the world. Moreover, the diversification of cashless payments and the wide range of value-added solutions for users and stores are also characteristics of Japan’s payment scene. The project believes that it is necessary to take advantage of this location and create new payment solutions to solve problems for users and stores and meet the needs of new solutions.
Overview of “UWB Payments”
UWB payments can greatly improve the purchasing experience. Until now, it has been necessary to physically touch a card or smartphone at a payment terminal in a merchant or to scan a QR code. UWB payments will leverage short-range communication characteristics to create a new purchasing experience, such as hands-free payments even with a smartphone in a pocket or bag, and to instantly convey user information, such as diet restrictions, to merchants.
Also, by utilizing the accurate location information of smartphones, it is possible to realize value-added solutions for both users and merchants that have never been seen before, such as improving the efficiency of navigation and waiting in stores, distributing personalized advertisements and coupons using smart displays, and providing new customer service for VIP customers. It is expected to be used not only to improve the experience but also to be used as a labor-saving solution to address labor shortages.

Examples of value-added solutions:
- Provide communication functions for both users and merchants. For example, it can be used to automate the communication of requests such as food allergy information, whether or not plastic bags are needed, whether receipts are present and addressed, loyalty program information, whether coupons are available and used, and requests such as handicap and assistance needs, and children’s chair preparations.
- Provide special customer service experiences for VIP customers and support store operations. Customers can receive a special customer service experience without verbally communicating with the merchant’s staff, allowing stores to provide appropriate customer service based on specific customer needs.
- Enable 1-to-1 marketing capabilities for customers. Marketing utilization, such as displaying personalized information on smart displays near customers, distributing coupons to customers, and displaying personalized pricing.
Past UWB Payments Initiatives
In January 2024, JCB and Resona entered into a strategic partnership for the “Hands-free Payment” project, an initiative to build a new payment experience that does not require smartphone operation using device-to-device communication technology. Using UWB communication technology by linking the smartphones held by customers who visit the store with payment terminals and various IoT devices installed in the store, it allows customers to complete the payment process from authentication to payment procedure without taking out a smartphone or activating the screen, and even keeping their smartphone in their bag or pocket. By utilizing this solution, customers can grasp information at the time of their visit to the store and receive customer service and new in-store experiences, such as providing services for VIPs, preferential treatment, and coupon distribution.
JCB also announced the development of a UWB-enabled app for iPhones and Apple Watches to support the project, along with a reference model of store checkout equipment and the launch of user testing. Through these efforts, JCB and Resona have been discussing and collaborating with their collaborative partners on technologies and business models.
Looking ahead, JCB and Resona will work with multiple technology partners and collaborating merchants to carry out proof-of-concept initiatives for payment and merchant value-added solutions in 2026, with a phased commercial rollout planned for 2027 and full-scale commercialization targeted for 2028.
About FiRa Consortium
The FiRa Consortium is a member-driven organization dedicated to transforming the way we interact with our environment by enabling precise location awareness for people and devices using the secured fine-ranging and positioning capabilities of Ultra-Wideband (UWB) technology. FiRa does this by driving the development of technical specifications and certifications, advocating for effective regulations, and defining a broad set of UWB use cases. To learn more about UWB and the FiRa Consortium, visit www.firaconsortium.org.
About Resona Holdings, Inc.
With the Group’s purpose of “Making the future positive with finance +,” we continue to take on the challenge of transformation and creation in order to transform the future into a positive one with ideas that go beyond the framework of finance. Adhering to our basic stance of “customer joy is Resona’s joy,” we will work to “strengthen value creativity” and “next-generation management infrastructure” to respond to customers and local communities.
About JCB Co., Ltd.
JCB is a major global payment brand and a leading credit card issuer and acquirer in Japan. JCB launched its card business in Japan in 1961 and began expanding worldwide in 1981. Its acceptance network includes about 71 million merchants worldwide. JCB Cards are now issued mainly in Asian countries and territories, with more than 175 million cardmembers. As part of its international growth strategy, JCB has formed alliances with hundreds of leading banks and financial institutions globally to increase its merchant coverage and cardmember base. As a comprehensive payment solutions provider, JCB is committed to delivering responsive, high-quality products and services to all customers worldwide.
For more information, please visit: www.global.jcb/en/
Contact
Anna Takeda
JCB Corporate Communications
Tel: +81-3-5778-8353
Email: [email protected]
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Marinella Caramanno: A Modern-Day Alchemist Fusing Art Design, and Earth’s Essence
Miami, FLMarinella Caramanno, the visionary founder of L’Arte Designs, is an artist whose work transcends traditional boundaries, transforming spaces into breathtaking masterpieces through the fusion of art and design. Her unique approach, which integrates natural minerals and precious metals into large-scale murals and artistic installations, imbues each creation with a distinct energy and unparalleled luxury. The […]
Miami, FL
Marinella Caramanno, the visionary founder of L’Arte Designs, is an artist whose work transcends traditional boundaries, transforming spaces into breathtaking masterpieces through the fusion of art and design. Her unique approach, which integrates natural minerals and precious metals into large-scale murals and artistic installations, imbues each creation with a distinct energy and unparalleled luxury.

The Alchemy of Art Design: Minerals, Metals, and Movement
Marinella Caramanno’s artistic philosophy is rooted in what she terms “Art Design”—a seamless integration of fine art with interior design. Her work is not merely decorative; it is an immersive experience that redefines spaces. She specializes in creating artistic walls, crafting large-scale murals that become the focal point of any room. Additionally, she designs artistic countertops, elevating functional surfaces to works of art, and creates artistic wall installations including bathrooms, transforming utilitarian spaces into luxurious sanctuaries.
What truly sets Marinella’s creations apart is her innovative use of materials. She moves beyond conventional paints, incorporating an array of natural elements, stones, and minerals. Her large-scale murals often feature precious metals such as gold, platinum, silver, and copper, which are meticulously fused into the artwork. This alchemical process not only adds a luxurious aesthetic but also profoundly influences the energetic landscape of a space, effectively making her a modern-day alchemist who transmutes raw materials into vibrant, living art.

Marinella’s deliberate inclusion of precious metals and minerals is central to her philosophy of transforming a room’s energy by elevating vibrations with the energetic impact of precious materials. Each material carries unique energetic properties that can subtly yet powerfully affect the inhabitants and atmosphere of a home. For instance, gold, often associated with abundance, protection, and illumination, is believed to elevate spiritual vibrations and create a highly protective shield against negative energies. Its warming and stimulating effects can foster a sense of well-being and prosperity. Silver, known for its cooling and soothing properties, is linked to emotions, intuition, and psychic awareness, enhancing sensitivity and promoting a balanced, serene environment. Platinum, represents growth, change, and new ideas. Copper, a powerful conductor of energy, bridges the physical and spiritual realms, promoting love, compassion, and emotional balance with spiritual alchemy, helping to clear negative energy and rebalance chakras. Beyond metals, the incorporation of various crystals, minerals, and stones, such as those used in her hand-painted panels with minerals, epoxy, and metallic pigments, further amplifies these energetic benefits.
This meticulous selection and integration of materials ensure that Marinella’s art installations are not just visually stunning but also contribute to a harmonious and uplifting living environment. The interplay of movement and color, combined with the inherent properties of these elements, brings the beauty of Italian stones and minerals to life, creating spaces that resonate with elevated vibrations.

Marinella’s latest project at the estate of Miguel Guerrero in Isle of Venice, Fort Lauderdale, stands as a testament to her vision. This endeavor showcases the pinnacle of luxury Italian materials and design, where the fusion of art and design culminates in a truly unique masterpiece. The project exemplifies her commitment to creating art installations that are deeply integrated into the architectural fabric, rather than simply applied to it.
In this prestigious estate, Marinella has transformed spaces with panels hand-painted and meticulously crafted with precious metals, epoxy, metallic pigments, and a rich selection of minerals. Each piece is a unique, handcrafted element that not only serves as art but also as a fundamental component of the home’s luxurious design. The result is an environment where artistic expression and sophisticated design converge, creating an atmosphere of unparalleled elegance and transformative energy.
Marinella’s artistic journey is a legacy forged in art and love that began at the tender age of five, under the most poignant circumstances. Her father, a autodidact painter and guitar player, paralyzed by brain cancer, became her first and most influential teacher. From his bedside, he imparted not only the techniques of painting but also a profound love for art that would shape her destiny. This early immersion in creativity, born from a place of deep familial connection and resilience, laid the foundation for her distinctive artistic voice.
Her name itself carries a beautiful artistic and cultural resonance. Marinella was named after “La Canzone di Marinella” (The Song of Marinella), a renowned Italian folk song by the legendary singer-songwriter Fabrizio De André. This song, which her father cherished and learned to play on his guitar, tells a poetic and melancholic tale, reflecting a depth of emotion and narrative that subtly echoes in Marinella’s own expressive work.
For your own personal consultation on how to incorporate and change the vibrations of your home through Marinella’s alchemy please “LIKE” and message on Instagram at https://www.instagram.com/marinella_de_martiis/reels/
Media Details
Betancourt PR + AI
Nick Betancourt
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Best Real Money Online Pokies Experiences – Pokies Galaxy Reveals Updated Listings for Pokies Players
Sydney, AustraliaIndependent review site, live since 2017, refreshes its real money pokies rankings after hands-on testing, with dedicated shortlists for PayID, crypto and no deposit players Pokies Galaxy, the independent online pokies and casino review resource that has guided thousands of players to top real money pokies sites since 2017, today published a refreshed edition of […]
Sydney, Australia
Independent review site, live since 2017, refreshes its real money pokies rankings after hands-on testing, with dedicated shortlists for PayID, crypto and no deposit players
Pokies Galaxy, the independent online pokies and casino review resource that has guided thousands of players to top real money pokies sites since 2017, today published a refreshed edition of its top real money online pokies casino listings. The updated page ranks the top online casinos for pokies players and adds focused shortlists for the features players search for most, covering PayID casinos, crypto and Bitcoin options, and no deposit offers.

The refresh follows a full round of hands-on testing by site owner and lead reviewer William Jones, who deposited real money, played real sessions and timed real withdrawals at every casino before scoring it. The result is a set of rankings built on payout performance and fair terms rather than the size of a welcome banner.
“Online pokies players deserve to know exactly which sites pay out on time and which ones do not, and the only way to find that out is to put our own money on the line,” said William Jones, lead reviewer at Pokies Galaxy. “Every casino in this guide has been tested the hard way. If a withdrawal drags or the terms hide an unfair catch, it does not make the list, no matter how generous the bonus looks on the surface. We have only a handful of online casinos across our site, and avoid listing every Tom, Dick and Harry for the sake of it”
Demand for reliable information has never been higher. Pokies Galaxy’s own research shows tens of thousands of Australians search each month for real money online pokies, fast payout pokies and PayID casinos, yet much of the content ranking for those searches is thin, questionable, out of date or paid for. The refreshed guide is the site’s answer to that gap, pairing current rankings with plain guidance on payments, bonuses and player safety.
Listings for Every Real Money Online Pokies Player
The updated guide is designed as a starting point for anyone searching for the best online pokies Australian real money players can access right now. Rather than a single undifferentiated list, it routes each player to the option that suits them, with four clear shortlists:
Best Real Money Online Pokies Casinos List. The top ranked all round sites for variety, reliability and fast payouts.
Best PayID Casinos. PayID has become the most popular real money pokies payment method in Australia, linking a player’s bank account to a phone number or email so transfers clear almost instantly. The guide highlights the sites that process PayID withdrawals fastest, with SpinsUp and Ripper among the standouts for same day cashouts.
Best Crypto and Bitcoin Casino Options. For players comfortable with cryptocurrency, the guide points to casinos that support Bitcoin and major altcoins for the fastest withdrawals of all and often the highest limits. Crypto banking sidesteps the delays that can affect card and bank transfers, and the guide offers clear guidance to start small for anyone new to it.
No Deposit Options. For players who want to test a site before committing their own funds, the guide lists current no deposit offers, including sign up bonuses that let players try the pokies, and even win real money, for free.
New in this edition, each shortlist links through to a dedicated, deeper guide, so a player who cares most about instant PayID withdrawals or crypto payouts can go straight to the detail that matters to them. The all round rankings, meanwhile, give newcomers a safe, tested shortlist to start from without needing to weigh up every option themselves.
Testing that goes beyond the bonus
Pokies Galaxy scores each casino across four checks. Every brand is put through a real money deposit and a full play session, a timed withdrawal with a focus on PayID and e-wallet speed, a complete read of the bonus terms including wagering requirements and cash out caps, and a review of the licence, game library, mobile performance and customer support. Brands are revisited regularly, and any site that slips in one of these areas sees its ranking fall.
This ongoing, evidence based approach is what separates the guide from lists that simply rank casinos by the headline value of their welcome bonus. It is also the reason players have returned to Pokies Galaxy for their pokies picks for close to a decade.
“Payout speed is where most sites either earn a player’s trust or lose it,” Jones added. “PayID has changed the game for pokies players. At the top sites we list, a verified account using certain payment methods can often see winnings land the same day. That reliability, not the headline bonus number, is what keeps players coming back. Our job is to do the legwork so a player does not have to gamble twice, once on the pokies and once on whether the casino will actually pay.”
Why an independent voice matters in the Australian market
With no locally licensed online casinos available in Australia, players who want to enjoy real money pokies rely on internationally licensed offshore sites. That makes independent, hands-on guidance more valuable than ever. Reputable offshore casinos hold licences in jurisdictions such as Curacao, but standards vary widely between operators, and the gap between a fast, fair site and a slow, restrictive one is not always obvious from a homepage.
Pokies Galaxy exists to close that gap. The site focuses on filtering out operators that stall withdrawals or bury unfair conditions, so players can spend their time playing rather than second guessing whether a casino is safe. Having served the Australian market since 2017, the site recently completed a full redesign that makes its rankings, casino reviews and payment guides faster to navigate on mobile and desktop alike.
The common traps the review team screens for will be familiar to experienced players: welcome bonuses locked behind steep wagering requirements, maximum cash out caps that quietly limit what a player can actually withdraw from a win, and verification requests that only appear at payout time. Pokies Galaxy flags these in plain language and recommends completing identity checks at sign up, which is the single easiest way for players to avoid payout delays.
Responsible play front and centre
The refreshed guide continues the site’s emphasis on responsible play. Every page carries clear 18+ messaging and practical reminders to set a deposit limit before playing, avoid chasing losses and treat pokies as entertainment rather than a way to make money. Pokies Galaxy directs anyone who needs support to Gambling Help Online, Australia’s free and confidential national service, on 1800 858 858.
“A good pokies session should be fun and it should stay within a budget you set before you start,” said Jones. “We will always put responsible play front and centre, right alongside the rankings.”
The guide is built to serve two kinds of player at once. Newcomers get a safe, tested shortlist they can trust without having to research every operator, while experienced players get the granular detail on payout speeds, wagering terms and payment methods that helps them choose between strong options. In both cases the aim is the same, to help Australians play real money pokies at sites that are fair, fast and safe.
The updated Best Real Money Online Pokies Casinos guide is available now at pokiesgalaxy.com.
About Pokies Galaxy
Pokies Galaxy is an independent real money online pokies and casino review site that has helped players find safe, trusted sites since 2017. The site is led by reviewer William Jones, tests every casino it ranks with real deposits and real withdrawals, and publishes dedicated guides covering real money pokies, PayID casinos, crypto and Bitcoin options, and no deposit offers. Pokies Galaxy is committed to responsible gambling and is intended for adults aged 18 and over. Learn more at pokiesgalaxy.com.
Responsible Gambling (18+)
This announcement and the resource it describes are intended for adults aged 18 and over. Gambling should always be fun and never a way to make money or recover losses. If gambling is affecting you or someone you know, free and confidential help is available in Australia around the clock through Gambling Help Online on 1800 858 858 or at gamblinghelponline.org.au.
Media Contact:
William Jones
Pokies Galaxy
Email: [email protected]
Website: https://www.pokiesgalaxy.com/
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New Leadership Book The Alchemist’s Way Shows Why Great Leadership Begins with Self-Transformation
Pasadena, CAAward-Winning Author and Engineering Executive Paul Boerger Reveals a Practical Framework for Developing Authentic, Purpose-Driven Leaders Award-winning author and engineering executive Paul Boerger challenges conventional thinking about leadership in his new book, The Alchemist’s Way. Drawing from nearly four decades of leading engineering organizations, launching innovative products, and mentoring future leaders, Boerger demonstrates that leadership […]
Pasadena, CA
Award-Winning Author and Engineering Executive Paul Boerger Reveals a Practical Framework for Developing Authentic, Purpose-Driven Leaders
Award-winning author and engineering executive Paul Boerger challenges conventional thinking about leadership in his new book, The Alchemist’s Way. Drawing from nearly four decades of leading engineering organizations, launching innovative products, and mentoring future leaders, Boerger demonstrates that leadership is not defined by titles—it begins with mastering yourself.
Blending practical leadership principles with compelling personal stories, The Alchemist’s Way introduces a transformational framework built on clarity, belief, character, vitality, habits, and servant leadership. Rather than focusing solely on management techniques, the book encourages readers to cultivate the mindset and personal disciplines that inspire trust, strengthen relationships, and create lasting organizational impact.
“The most effective leaders are those who first lead themselves,” says Boerger.”Leadership is a continual process of personal transformation, where growth from within enables us to positively influence those around us.”
Designed for executives, managers, entrepreneurs, emerging leaders, and professionals across industries, The Alchemist’s Way provides practical insights that readers can immediately apply to both their professional and personal lives. Boerger’s approach bridges leadership theory with real-world experience, offering a roadmap for building resilient teams, navigating change, and leading with authenticity and purpose.
Whether guiding an organization through innovation or helping individuals unlock their leadership potential, The Alchemist’s Way reminds readers that true leadership is not achieved through authority alone—it is earned through integrity, service, and continuous personal growth.
ABOUT THE AUTHOR
Paul Boerger is an award-winning author, engineering executive, and leadership mentor with nearly forty years of experience leading engineering teams, driving product innovation, and developing high-performing organizations. Through his writing and professional experience, he equips leaders with practical strategies for cultivating character, resilience, and transformational leadership.
Media Contact:
Paul Boerger
Email: [email protected]
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