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“The Retreat as a Blueprint: Living, Healing, and Innovating in TerraLux’s New Earth Destinations” — with Marco Derhy
The idea of ‘retreats’ has evolved. With the urgency of the collective call to attention, it feels like taking a break from daily life is a pause that we can’t afford. However, an investment in learning to live resiliently, regeneratively, and in the right relationship with the land feels like an immediate duty. TerraLux retreats are living laboratories for the future of human habitats, born as a response to a yearning for coherence in a fragmented world. In this interview, Mayan shares the philosophy, systems, and stories behind these immersive experiences, where wellness becomes a core design principle for civilization itself.
The Gate- Built from hundreds of tree branches from OYA’s private jungle
In a time of global uncertainty and inner searching, retreats mean something different than they once did. What do you feel people truly seek when they enter a retreat space today?
The idea of retreat as escapism is losing appeal in a world where disruption is no longer distant or abstract. Across income brackets and geographies, uncertainty has become a shared reality. People are investing in tools, practices, and inner shifts that help them become more resilient in an unpredictable future. There is a growing awareness that ignorance is no longer a refuge; we’re being called to wake up, both collectively and individually. Personalisation is key; universal truths must land in a context that’s relevant to each individual. And then there’s community. Our retreats attract creators, system builders, and deeply thoughtful individuals who are shaping the world around them. The connections in these spaces become part of the integration, living support networks extending far beyond the retreat itself.
You’ve called TerraLux retreats a ‘glimpse into the future’. What sparked your desire to bring your properties into the transformational space, and how does this differ from typical wellness travel?
TerraLux retreats emerged from a deep desire to close the gap between moments of peak experience and everyday life. Our retreats aren’t just sanctuaries, they’re prototypes. Each property becomes a living model for regenerative architecture, wellness integration, and intelligent technology.
From AI-assisted nutrition and circadian lighting to biologically optimized interiors and intelligent environmental design, every detail is crafted to showcase what’s possible when health, beauty, and intelligence are integrated into the built environment. But we go a step further. We also offer the blueprint so guests can return home with the tools, cabinetry, and tech to transform their environments.
In an age of rising toxicity, physically, emotionally, and ecologically, healing must be integrated into how we live, not postponed for a getaway. While smart cities will continue to grow, we’re also seeing a parallel movement toward land-based autonomy, eco-villages, regenerative hubs, and bioregional stewardship. TerraLux retreats provide people with a tangible experience of that future.
Yoga Deck- Overlooking the heart of the jungle
Each TerraLux site carries its own regenerative philosophy and environmental intelligence. How do you design retreats around the character of the land itself?
Designing a TerraLux retreat begins with understanding the land’s ecological, economic, and cultural intelligence. Regeneration is more than just adding green elements; it’s about restoring coherence between a place and how humans inhabit it, fostering conditions within which the Indigenous ecosystem can flourish once more.
We use our Spatial Network platform to generate bioregional reports that reveal a site’s underlying conditions, its native biome, historical patterns, and local economies. This provides a foundation to build upon, enabling architecture, energy systems, water management, and even room placement to align with the land’s existing patterns. The result is not only low-impact but also highly responsive.
Once the physical design is established, we focus on experience design. The program of every retreat is shaped by the site’s unique energy, pace, and environmental features.
For example, the elevated terrain and long sightlines naturally invite a sense of reflection and calm in the Dominican Republic. We lean into slower-paced breathwork, meditative movement, and deep rest. In contrast, our Catskills property is surrounded by dense forest and naturally shielded from ambient signal pollution, offering minimal EMF interference while providing secure WiFi access when needed, making it ideal for creative incubation, tech retreats, and immersive workshops—the spacesupportsh solitude and collaboration, with features like a festival-scale fire circle and a dedicated event stage. Ultimately, what makes our retreats distinct is that they’re not imported experiences—they’re co-developed with the land itself. This approach makes them more sustainable, meaningful, and impactful for both guests and the local communities they engage with.
You’ve incorporated innovative technology into these retreats, including air purification, circadian lighting, scanners, and wellness mirrors. How does this tech deepen wellness rather than distract from it?
Our innovative systems don’t pull attention away from the present moment; instead, they quietly amplify it, helping guests tune into biological and energetic signals that are always active but rarely perceived. Whether we’re aware of it or not, our bodies respond constantly to the light in the room, the rhythm of our sleep, the nutrients in our meals, and the air quality we breathe. These factors influence mood, clarity, and energy in ways we often can’t articulate.
Our wellness tech reflects these patterns to us. Tools like scanners and AI-guided wellness mirrors don’t diagnose or dictate; they reveal. And that visibility often brings a sense of relief. Guests come to understand their somatic shifts not as random but as part of an intelligent system they can now engage with. It’s a form of participatory healing. This is where wellness meets ecology, where your breath, posture, sleep, and even your thought patterns begin to synchronize with the environment around you. Technology becomes a quiet companion in the return to coherence.
Saltwater Pool- Calm waters facing wild nature
Some people come to retreat for stillness, others for activation. How do you design a space that can hold both ends of that spectrum, and what kind of transformations have you witnessed as a result?
The retreat process is a subjective experience of the universal pulse. Some guests arrive ready to move, express, and catalyze. Others are called into stillness, silence, and deep listening. Most touch both ends of the spectrum before they leave. What’s often surprising is how challenging the stillness can be. When the nervous system finally slows and the somatic body is given space, suppressed emotions and long-ignored patterns begin to surface.
We design our spaces to support this natural unfolding. Our properties are remote enough to offer solitude and a wild expression, yet they are curated with enough beauty, comfort, and intelligent structure to feel at home. In designing spaces that can have both activation and rest, we focus on five key elements:
- Spatial Flow & Elevation Architecture that allows movement, perspective, and emotional pacing. Guests can step out of a space and see it anew from a different vantage point.
- Water Access Natural springs, oceans, or on-site wells ensure that water is always present for cleansing, grounding, and emotional release.
- Locally Sourced Food Meals that recalibrate the gut biome to align with the land, supporting inner stability during emotional flux.
- Sensory technology tools, such as bioscanners, wellness mirrors, and circadian lighting, help guests understand the invisible effects of their process.
- Program Rhythm: The sequencing of practices is curated with care, ensuring that the material being taught and facilitated is coupled with the space to land and become useful beyond the retreat itself.
The transformations we’ve witnessed are profound. People return to life with a renewed sense of purpose, leaving behind long-held trauma, pivoting careers, moving across continents, or rediscovering their innate relationship with nature. What begins as personal work often has a ripple effect. These retreats are initiations. They support a kind of essential rebirth, preparing the nervous systems, minds, and spirits that will carry the next version of humanity into its coming of age.
If the old world built cities around industry, what would it mean to build communities around restoration, creativity, and shared ritual? How do TerraLux retreats help us rehearse that possibility?
We find ourselves at a cultural threshold that calls for environmental, economic, technological, and spiritual coherence. At TerraLux, we’re exploring an evolutionary blueprint where self-care becomes a form of civic responsibility. Innovation, cohesion, and regeneration become the pillars of this new cultural architecture. Wellness is the baseline for participation in a responsive and responsible society.
Our retreats are where this future is rehearsed as a lived experience. Ritual becomes a consistent form of listening, and creativity is a playful way to approach the vital innovation needed for change. Innovative technology helps us measure what once felt intangible, the ripple effect of intention, attention, and right relationship with land. We remember that we’ve always known how to live like this; we just needed the right conditions to return to it.
Merkaba- Sacred space for stillness and connection
As the global retreat landscape evolves, what new paradigms are you hoping to seed through TerraLux, and what kinds of facilitators or visionaries are you most excited to collaborate with as this next chapter unfolds?
In a time when cities are densifying and systems are buckling, we see eco-villages as a vital frontier that needs to be done well: grounded in real intelligence and supported by real technology. We are inviting people to step into what could be their next home, their next community, or even their next way of contributing to the world. At the same time, these experiences provide us with the data and relational insights we need to refine our technologies, architecture, and culture of care.
We are building systems of synchronous stewardship across bioregions. Over time, we’ve cultivated a trusted crew of facilitators, ecotects, chefs, technologists, healers, and operations specialists who can establish eco-villages anywhere in the world. If I were to distill the call down to a single role, I would say we are seeking those gifted in facilitating ‘relational repair’, a personal relationship with the body as the gateway to long-term change. Relationship with nature, to reintroduce skills that were once second nature. Restoration in trust as a community because sustainable living is as emotional as agricultural.
Finally, we’re deeply committed to cross-cultural exchange, building retreats and communities that honour Indigenous wisdom, local knowledge systems, and multiple ways of knowing. This next chapter is the symbiotic weaving of many visions into a fabric that can sail through the storm. Consider it a call if you’re reading this and feel a resonance. Add your thread of devotion and mastery to the TerraLux loom, it’s work that belongs to all of us.
Finally, how can our readers stay updated on this new development with TerraLux?
Mayan Metzler, the visionary CEO
For anyone interested in staying connected or learning more, we invite you to visit our websites at TerraLux and our Facebook page. If you’d like to discuss this directly, please email us at [email protected] or call us at (347) 992–0410.
The Press Release “The Retreat as a Blueprint: Living, Healing, and Innovating in TerraLux’s New Earth Destinations” — with Marco Derhy appeared first on Pinion Newswire.
Mahé, Seychelles (PinionNewswire) —
November 7, 2025 — Global cryptocurrency exchange Zoomex today announced that it has officially joined the Korea CODE VASP Alliance (Connect Digital Exchanges) and completed integration with the Travel Rule compliance system. This key technological integration marks Zoomex’s adherence to the security and transparency standards required under FATF travel rule framework for digital asset transactions.
The CODE VASP Alliance was established in 2022 to help Virtual Asset Service Providers (VASPs) meet Travel rule compliance. Through this system, exchanges can securely transmit encrypted sender and receiver identity information during asset transfers, aligning with international standards set by the Financial Action Task Force (FATF).
“For us, compliance is not just a procedural requirement — it’s a foundation of trust.” — Zoomex CEO
“Successfully completing the technical integration with the CODE system is a vital step toward ensuring transaction security and enhancing information transparency. It also reflects our ongoing commitment to strengthening our infrastructure.”
This collaboration not only enhances transaction security and system transparency but also provides users with a stable and trustworthy trading environment tailored to the global market.
In addition to joining CODE, Zoomex holds multiple regulatory licenses, including Canada MSB, U.S. MSB, U.S. NFA, and Australia AUSTRAC, and has successfully passed a security audit by Hacken, a leading international cybersecurity firm. Zoomex remains committed to building a more reliable, transparent, and compliant digital asset trading ecosystem.
About Zoomex
Founded in 2021, Zoomex is a global cryptocurrency exchange serving over 3 million users across 35+ countries and regions, offering more than 600 trading pairs. Guided by its core values of “Simple × Intuitive × Fast,” Zoomex delivers millisecond-level trade execution and a seamless user experience through its optimized matching engine and minimalist interface.
As the official partner of the Haas F1 Team and exclusive global brand ambassador Emiliano Martínez (World-Class Goalkeeper), Zoomex extends the speed and precision of the racetrack into its trading services.
About the Korea CODE VASP Alliance
The Korea CODE VASP Alliance is a consortium of leading Korean cryptocurrency exchanges dedicated to advancing compliance and regulatory standards in the digital asset sector.
The alliance promotes the adoption of the CODE Travel Rule solution, ensuring transparency and traceability in crypto transactions in line with global anti–money laundering (AML) and counter-terrorist financing (CTF) standards.
Its mission is to foster a safer and more reliable crypto environment for users and industry stakeholders alike.
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Alona Lebedieva: Reparation Bonds — A Path to Using Frozen Russian Assets for the Benefit of Ukraine
Kyiv, Ukraine (PinionNewswire) —
Frozen billions: a source of resources and political debate
The full-scale war launched by the Russian Federation against Ukraine has been ongoing for more than three and a half years. During this time, the West has frozen a colossal volume of Russian state foreign currency reserves — about USD 300 billion.
Without exaggeration, this is the most effective Western sanction, as otherwise Russia could have used this money to wage war against Ukraine. Of this amount, over EUR 200 billion is held in European Union countries, with the remainder in G7 states such as the United Kingdom, Japan, Canada, the United States, as well as in Switzerland.
The largest portion of these assets is concentrated in Belgium: approximately EUR 190 billion of the Russian Central Bank’s assets — nearly two thirds of all frozen reserves — are held at the Brussels-based securities depository Euroclear. At the same time, these funds are not simply lying dormant. Financial institutions place them in risk-free deposits at central banks and receive interest income.
Due to high rates in recent years, the frozen Russian billions have generated significant excess profits. In 2023 alone, Euroclear earned about EUR 4.4 billion in interest on Russian assets, and in 2024 this amount grew to nearly EUR 7 billion. Formally, this income does not belong to Russia but to the financial intermediaries themselves, as sanctions prohibit transferring interest to the actual owner.
European countries support Ukraine by directing a significant part of the interest earned from the immobilised sovereign Russian assets to Kyiv. However, they also face their own economic difficulties and domestic political resistance, as taxpayers are unwilling to directly finance support for Ukraine. To reduce pressure on national budgets, more and more politicians are inclined to use frozen Russian sovereign assets as the main source of financing assistance for Ukraine. At the same time, EU countries justifiably avoid confiscating these assets, as such a step would inevitably lead to lawsuits from Russia — and the outcome of such cases is difficult to predict.
From interest to loans: the evolution of the Western approach
Throughout 2023–2024, Western states reached an understanding that at least the interest income from frozen reserves should be directed to support Ukraine. In October 2024, the G7 countries agreed on a joint mechanism — Extraordinary Revenue Acceleration loans (ERA-loans) — amounting to USD 50 billion.
Under this scheme, allies provide loans to Ukraine now (in total, under the ERA instrument, the Ministry of Finance has already raised EUR 14 billion from the European Union), and repayment will be made from future income generated by the placement of frozen Russian assets. The G7 established that this excess income is not part of the reserves themselves and therefore is not protected by Russia’s sovereign immunity. This opened the possibility of using it without violating international law.
The European Union soon introduced corresponding regulation: since early 2024, European depositories have been prohibited from disposing of the excess income independently, and the EU Council obtained the authority to direct part of these funds to support Ukraine. This compromise became the first practical step towards ensuring that frozen Russian assets begin to work to the benefit of the victim of aggression.
The reparation bonds mechanism: a creative alternative to confiscation
Despite the success in using interest, the question of the principal amount of frozen assets remained unresolved. Direct confiscation of Russian reserves faces legal obstacles, as a state’s sovereign funds are protected by international law. This is why in 2025 the EU began to consider a new idea — a reparation loan.
However, implementation of this idea is currently stalled: EU member states have not yet agreed on a single legal model. The most difficult aspect is the position of Belgium, where most of the assets are held. Prime Minister Bart De Wever publicly stated that he would support the plan only if there are clear legal guarantees of the scheme’s legality, collective risk-sharing between all EU member states, and the involvement of other G7 members. Brussels is wary of a situation in which sanctions are lifted, and Russia demands the return of reserves already used to support Ukraine. It should be noted that if one imagines being the head of the Belgian government acting in the interests of one’s own country, such a position is entirely understandable.
Most European countries — including Germany, France, Italy, Sweden, Poland, and the Baltic states — support the creation of a reparation loan. At the October 2025 summit, EU leaders (with the exception of Hungary) agreed in principle that Russian assets must remain frozen until aggression ends and compensation is paid.
Russia is predictably reacting strongly negatively to these plans, calling them “theft” and “piracy.” It is preparing legal claims, but their chances of success are minimal. A consensus is emerging at the international level: a state that has launched aggression cannot count on the inviolability of its financial reserves.
Nevertheless, the EU continues to work on the technical parameters of a scheme that would allow unlocking financing without direct confiscation of assets. The concept is that the G7 and EU countries would sign an international agreement fixing the intention not to unfreeze Russian assets until compensation for damage caused to Ukraine is paid. Based on this agreement, a Ukraine Recovery Fund would be established, with member states and Ukraine itself as founders. Banks holding the frozen assets would issue bonds for the Fund in an amount equivalent to these assets, secured by them, and at a minimal interest rate — for example, 0.1% per annum — and provide these funds to Ukraine.
The resources received would be directed by the Fund to finance the recovery and development of the Ukrainian economy, acting as a coordinator and controller of the targeted use of funds. This approach resembles a modernised “Marshall Plan” that combines financial assistance with transparent oversight mechanisms.
The scheme would avoid what the “collective West” fears — Russian assets would not be confiscated, and there would be no formal link between them and the funds provided to the Fund, as the money is transferred to Ukraine through bonds issued by the banks holding the frozen Russian assets. Meanwhile, Ukraine could access the funds in a fairly short timeframe.
If Russia eventually agrees to pay reparations, these funds would be credited to the Fund’s account and directed towards repayment of the loans. If not, the loans effectively become perpetual, and the frozen assets gradually lose real value.
Reparation bonds as a preventive security mechanism
If the EUR 140 billion reparation loan plan is approved, Ukraine would receive approximately EUR 45 billion annually in 2026–2028. This is a significant sum, capable of covering a substantial portion of defence, social, and infrastructure needs.
However, if the direct loan mechanism does not work — and there are preconditions to believe this — attention should shift to the reparation bonds mechanism proposed in this article, which may have a better chance of implementation.
Still, the significance of providing funds to Ukraine goes far beyond financial calculations.
In fact, this could be the first case in which the international community compels an aggressor to pay during an ongoing war (unlike the situation when Iraq paid reparations to Kuwait — payments began only after the war ended). Reparation bonds transform frozen assets from an instrument of leverage into a source of accountability and justice.
If implemented, the mechanism may become not only a financial solution but also a strategic precedent that will reshape the international security architecture. It will demonstrate that no state can avoid punishment for aggression, and its currency reserves will no longer guarantee immunity. This is precisely how Europe can prevent new wars and stop Russia from further attacks on neighbouring countries.
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Point72 Launches AI-Powered Financial System in Indonesia Under the Leadership of Mr. Cheong Jin Hui
Indonesia (PinionNewswire) —
Point72, a global asset management firm, announced the official launch of its AI-powered financial system in Indonesia, led by Mr. Cheong Jin Hui, Head Representative of Indonesia. The new system is designed to strengthen the firm’s local investment capabilities, offering clients more precise analytics, predictive modeling, and real-time risk monitoring tailored to Indonesia’s rapidly evolving market.
The platform utilizes machine learning, natural language processing, and real-time market intelligence to identify investment opportunities and manage portfolio risks more effectively. This innovation marks a major step in Point72’s long-term strategy to integrate artificial intelligence into every aspect of its global operations — from research and trading to client advisory and compliance oversight.
“AI is transforming how we understand markets,” said Mr. Cheong Jin Hui. “By bringing Point72’s advanced AI technology to Indonesia, we’re equipping local investors and institutions with tools that combine data-driven intelligence with human expertise. Our goal is to help clients make faster, smarter, and more confident decisions.”
Point72’s AI system also features an adaptive analytics engine that continuously learns from market patterns, enhancing forecasting accuracy and portfolio resilience. With this deployment, Point72 aims to position Indonesia as one of the firm’s key innovation hubs in Southeast Asia, driving growth through technology and talent collaboration.
About Point72
Point72 is a global asset management firm that invests in multiple asset classes and strategies worldwide. The firm combines deep fundamental research, advanced analytics, and cutting-edge technology to deliver long-term value for its clients. Headquartered in Stamford, Connecticut, Point72 operates across North America, Europe, and Asia.
Zoomex Officially Joins CODE VASP Alliance
Alona Lebedieva: Reparation Bonds — A Path to Using Frozen Russian Assets for the Benefit of Ukraine
Point72 Launches AI-Powered Financial System in Indonesia Under the Leadership of Mr. Cheong Jin Hui
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