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Crown Business Academy: Reshaping Wealth Management with the CrownIQ Nexus System, Ushering in a New Era of Intelligent Investing

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Crown Business Academy, through its flagship initiative Crown Business Academy, is transforming the global investment landscape with its revolutionary CrownIQ Nexus system. This cutting-edge platform integrates artificial intelligence, behavioral finance, macroeconomic insights, and blockchain technology to provide global investors with precise, transparent, and efficient wealth management solutions. Under the visionary leadership of founder Richard Hall, Crown Business Academy is dedicated to empowering investors to achieve sustainable prosperity in complex markets through its unique “structure-driven + data-enhanced” investment philosophy.

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A New Paradigm in Wealth Management

Crown Business Academy, through Crown Business Academy, has emerged as a leader in intelligent investing, combining advanced technology with structured investment strategies. Its core product, the CrownIQ Nexus system, leverages AI-driven real-time market analysis to provide investors with unparalleled insights and decision-making support. The system boasts a 92% prediction accuracy, 24/7 real-time analysis, coverage of over 10 asset classes, and 100% transaction transparency through blockchain technology, catering to both novice and experienced investors.

The company’s mission is clear: to provide every investor with a competitive edge in global markets. By combining behavioral finance to predict market fluctuations and offer personalized investment strategy recommendations, CrownIQ Nexus helps users seize opportunities in emerging markets and effectively manage risks. Its multi-layered allocation adapts to various market conditions, ensuring long-term stable growth for assets in volatile environments.

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Innovation Milestones

Crown Business Academy’s journey to reshape wealth management is marked by a series of significant milestones:

• 2020: Founder and Chief Investment Strategist Richard Hall introduced the “structure-driven + data-enhanced” investment philosophy, laying the foundation for intelligent investing through behavioral finance and quantitative models.

• 2022: Team member Michael Donovan developed an intelligent asset iteration model integrating blockchain technology, enhancing transaction efficiency and transparency.

• 2024: David Whitmore’s macro models endowed CrownIQ Nexus with global trend forecasting capabilities.

• 2025: The CrownIQ Nexus system officially launched, enabling investors to define new market structures and achieve sustainable wealth growth.

 

These milestones reflect Crown Business Academy’s commitment to innovation, combining cutting-edge technology with investment wisdom to create a powerful wealth creation platform.

Leadership and Expert Team

Crown Business Academy’s success stems from its top-tier expert team in investment, technology, and macro research. Richard Hall, recognized as a lateral thinker, boasts a rich career spanning Wall Street and academia. His expertise in predicting market cycles and emerging fields like Web 3 and green finance has earned him the title of “the practitioner of structured wealth creation.” Hall’s vision of combining artificial intelligence with human wisdom has positioned CrownIQ Nexus as a pioneer in industry transformation.

Other core team members include Michael Donovan, who pioneered the application of blockchain technology in intelligent asset management, and David Whitmore, whose macro models enhance the system’s global forecasting capabilities. Together, this team ensures CrownIQ Nexus remains at the forefront of dynamic markets, delivering tailored solutions for investors.

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Empowering Global Investors

The CrownIQ Nexus system aims to democratize complex investment tools. Its AI-driven insights provide precise market predictions, while blockchain technology ensures transparent and efficient transactions. The system supports personalized strategies and multi-layered portfolio allocation, making it suitable for investors of all experience levels, from beginners seeking stable growth to experts navigating complex markets.

Crown Business Academy also emphasizes education, with Richard Hall sharing insights with global investors through online courses, helping thousands transition from novices to market leaders. This commitment to empowerment reflects Crown Business Academy’s broader vision of driving global prosperity.

Future Vision

Crown Business Academy is committed to reshaping the future of wealth management through continuous innovation and expanding the capabilities of the CrownIQ Nexus system. With an 80% macro-oriented coverage rate and round-the-clock support, the company is at the forefront of addressing global market challenges. Its blockchain technology ensures transparency, while its AI-driven approach provides a competitive edge in predicting and capitalizing on market trends.

“Crown Business Academy is not only dedicated to creating wealth but also to enabling sustainable prosperity for global investors,” a company spokesperson stated. “Through CrownIQ Nexus, we are building a future where every investor thrives in an increasingly complex financial environment.”

About Crown Business Academy

Crown Business Academy, through Crown Business Academy, is a global leader in intelligent investing, dedicated to empowering investors through artificial intelligence and structured investment philosophies. Its flagship product, the CrownIQ Nexus system, integrates behavioral finance, macroeconomic insights, and blockchain technology to provide precise market insights, risk management, and personalized investment solutions. Crown Business Academy’s vision is to drive global prosperity through intelligent investing, helping every investor achieve sustainable wealth growth.

Contact Information

To learn more about Crown Business Academy and the CrownIQ Nexus system, please contact:

Email: [email protected]

Website: www.crownautotx.com

Media Contact:

Crown Business Academy PR Team

Email: [email protected]

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McKenzie Scott PC Files Civil Rights Suit Against City of San Diego and Two SDPD Officers on Behalf of Marine Corps Veteran and Local Business Owner

San Diego, CAOn Juneteenth last week, McKenzie Scott PC filed a federal civil rights complaint in the United States District Court for the Southern District of California on behalf of Hakimkhalfani Webb, a 62-year-old honorably discharged U.S. Marine Corps veteran and San Diego County business owner, against the City of San Diego and two San Diego Police […]

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On Juneteenth last week, McKenzie Scott PC filed a federal civil rights complaint in the United States District Court for the Southern District of California on behalf of Hakimkhalfani Webb, a 62-year-old honorably discharged U.S. Marine Corps veteran and San Diego County business owner, against the City of San Diego and two San Diego Police Department officers. The complaint [Case No. 3:26-cv-03641-AGS-VET] alleges that Mr. Webb was subjected to two racially-motivated pretextual traffic stops in June 2025 and January 2026, during which he was removed from his vehicle, handcuffed, searched, and photographed without legal justification—conduct the complaint alleges is consistent with a well-documented and longstanding pattern of racially disparate policing by the SDPD.

About Mr. Webb

Hakimkhalfani Webb was born and raised in Texas and joined the U.S. Marine Corps at age 18. He served honorably for 21 years – including three combat deployments to Beirut, Desert Storm, and Iraq – before retiring in 2002 and continuing to serve in the reserves for an additional nine years. Since retiring, Mr. Webb has operated All Point Security, a security firm he has owned in San Diego County since 2001. He is the father of three daughters and grandfather to two granddaughters. He has no criminal history whatsoever.

The Incidents

June 14, 2025: Mr. Webb was pulled over by SDPD Officers Michael Hagen (#1148) and Adrian Villanueva (#1759) under the stated pretext of a missing front license plate – a plate that was in the cab of his truck following a recent bumper replacement. The officers drew their weapons upon approaching him. Upon discovering his lawfully-registered 9mm Glock – a firearm he has carried for work as a licensed security guard since purchasing it in 2001 – Officer Hagen repeatedly told Mr. Webb he would shoot him. Mr. Webb was removed from his vehicle, handcuffed, placed in a patrol car, and subjected to an “inventory search” that found no contraband. He was not cited for the missing license plate. Instead, he was arrested on the false claim that the Glock was not registered to him, a charge the City itself subsequently confirmed was completely erroneous – in truth, the officers had failed to enter the complete serial number when checking registration.

Despite the City’s acknowledgment that Mr. Webb should not be prosecuted because his firearm was lawfully registered to him, it refused to return Mr. Webb’s property, requiring him to pay the California Department of Justice for a “Law Enforcement Gun Release.” Mr. Webb did not recover his gun – his primary tool of employment – until December 4, 2025, nearly six months after it was wrongfully seized.

January 24, 2026: The day after Mr. Webb submitted a request to seal and destroy records of his wrongful arrest, Officer Villanueva – the same officer from the June 2025 stop – made a U-turn to follow Mr. Webb’s vehicle in South San Diego. After Mr. Webb came to a complete stop at three consecutive stop signs, Officer Villanueva initiated another traffic stop, claiming Mr. Webb had rolled through a sign. Mr. Webb was again removed from his vehicle, handcuffed, and forced to pose for photographs from the front and side – mug-shot style – in the street, surrounded by uniformed, armed SDPD officers. He was released after approximately 30 minutes without any citation.

The Data: A Pattern the City Has Long Known About

The complaint draws on data published by the City of San Diego itself as well as findings from California’s Racial and Identity Profiling Advisory Board (RIPA) and San Diego’s own Commission on Police Practices (CPP).

California’s RIPA Board 2026 Annual Report: Reducing pretext stops will increase public safety and reduce racial profiling

The 2026 RIPA Board Report found, consistent with prior years, that racial and identity profiling in California remains a serious concern. The Board specifically noted that pretextual stops – stops based on hunches without reasonable suspicion or probable cause – are particularly susceptible to racial bias, and that RIPA data show Black drivers are asked for consent to search more frequently than White drivers despite minimal discovery of weapons or contraband. The Board found that officers asked for consent to search most frequently in stops initiated for equipment violations, with the highest rates in stops of Black individuals (6.45%; 7,016 stops). The RIPA Board also found that “a wealth of information, data, and research shows that pretextual stops do not benefit the community.” Accordingly, the RIPA Board noted “that there are significant benefits to enacting policies limiting or eliminating pretextual stops, including an increase in public safety and a reduction in racial and identity profiling.”

San Diego Commission on Police Practices – 2024 RIPA Data:

San Diego’s own Commission on Police Practices, in a June 2026 community briefing, highlighted the following findings:

  • Black individuals were stopped 3.05 times more often than expected based on population, while White individuals were stopped 15.05% less often than expected.
  • Compared to individuals perceived to be White, individuals perceived to be Black were:
    4.42 times more likely to be frisked
    3.36 times more likely to be asked to consent to a property search
    3.31 times more likely to be handcuffed
    3.24 times more likely to have force used against them
    2.31 times more likely to be subject to a parole status inquiry
    1.22 times more likely to be detained in a patrol car

 

The Commission on Police Practices will likely formally recommend that the City take action to reduce or eliminate pretextual stops, noting that such stops do not increase public safety.

Claims

The complaint asserts 10 causes of action, including violations of the Fourth and Fourteenth Amendments under 42 U.S.C. § 1983 (unlawful search and seizure, unlawful seizure of property, and equal protection), California’s Bane Act (Cal. Civ. Code § 52.1), negligence, false arrest, conversion, and trespass to chattels. A Monell claim is brought against the City of San Diego for its policy of failure to train officers to avoid race-based stops and seizures.

Mr. Webb seeks compensatory and punitive damages, injunctive relief to end race-based stops and searches by the SDPD, and attorneys’ fees and costs.

Statement of Counsel

“Mr. Webb proudly and honorably served our Country for three decades; he’s spent his civilian life as a law-abiding business owner in San Diego County,” said Michele A. McKenzie of McKenzie Scott PC. “What happened to him–and what keeps happening to him–is sadly not an anomaly. The City’s own stop data demonstrates that year after year Black drivers in San Diego are stopped, searched, handcuffed, and photographed at disproportionate rates that cannot be explained by anything other than race. Mr. Webb is a father and grandfather who has lived a law-abiding life. He rightfully is seeking a future in which he can live and drive in San Diego without fear of being arbitrarily stopped because he is a Black.”

“I feel it is important to stand up for myself and for others who are being stopped based on the color of our skin. These recurring stops by the police are terrifying and dangerous. I feel blessed that so far I have not been physically injured when the police point their weapons at me. But it’s past time for this to stop. I’m speaking out now before my blessings run out.” said Mr. Webb.

About McKenzie Scott PC

McKenzie Scott is a San Diego civil rights law firm dedicated to protecting individual liberties and holding government entities accountable. The firm specializes in civil rights violation cases, including police misconduct, First Amendment rights, in-custody jail deaths, civil liberties, and public interest litigation. McKenzie Scott’s attorneys have successfully represented numerous families in excessive force and wrongful death cases against law enforcement agencies, including securing the then-largest excessive-force verdict in American history ($85 million in K.J.P. v. San Diego) and the largest wrongful death settlement in history paid by San Diego County ($16 million in the Hayden Schuck case).

For more information, please visit www.mckenziescott.com.

MEDIA REQUESTS:

Jason Kitchen

McKenzie Scott PC

1350 Columbia Street, Suite 600, San Diego, CA 92101

C: (517) 974-4724 | O: (619) 794-0451

[email protected]

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FinMedia Group Launches B2B Advisory for Prop Trading Operators Overbuilding Before Validating Demand

SingaporeSingapore-headquartered media network helps new prop firms launch lean and scale tech, marketing, and infrastructure based on validated revenue — not vendor sales pitches. FinMedia Group (FMG), the Singapore-headquartered finance and trading media network, has launched FundedTrading B2B Consulting, an advisory service for entrepreneurs and operators entering the proprietary trading sector. The service responds to […]

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Singapore-headquartered media network helps new prop firms launch lean and scale tech, marketing, and infrastructure based on validated revenue — not vendor sales pitches.

FinMedia Group (FMG), the Singapore-headquartered finance and trading media network, has launched FundedTrading B2B Consulting, an advisory service for entrepreneurs and operators entering the proprietary trading sector.

finmedia FinMedia Group Launches B2B Advisory for Prop Trading Operators Overbuilding Before Validating Demand

The service responds to a pattern FMG has observed across more than 100 firm reviews since 2022: new operators routinely overbuild before validating demand — sinking launch capital into enterprise-grade tech stacks, oversized marketing campaigns, paid advertising at scale, and full operational infrastructure before they have generated their first traders. The result is exhausted budgets, no proven channels, and nothing left for the activities that would have built the business sustainably.

“We’ve watched too many firms burn through their entire launch budget before they’ve validated a single channel. Enterprise-grade risk systems before they have a single trader. Five PSPs before their first transaction. Six-figure ad spend on audiences they haven’t tested. Proprietary platforms instead of what their target traders already use. Then they realise the budget is gone and they still have no proven way to acquire traders. The problem in this industry is not capability — it’s sequencing. Spend should follow validation, not lead it.”
— Karol Cempa, CEO, FinMedia Group

The Lean Launch Approach

FMG’s advisory is structured around what the firm calls a needs-based launch: minimum viable infrastructure at go-live, with the technology stack, marketing investment, and operational complexity scaled up as revenue justifies.

In practice, that means:

  • White-label challenge platforms rather than custom builds — most providers offer profit-split arrangements with no upfront monthly cost, ideal for operators starting from zero.
  • Selective trading platform choice based on actual audience preferences in the target geography, rather than offering every platform on day one.
  • Risk management tools deferred in the first months of operation, when transaction volume rarely justifies the cost.
  • Single PSP matched to target geography, rather than payment aggregators built for scale the firm does not yet have.
  • Manual processes initially, automated once volume justifies it.
  • Marketing spend held back until channels are validated — small, measured tests before scaling paid acquisition, not six-figure campaigns into untested audiences.
  • Maximum effort allocated to distribution — SEO, media coverage, affiliate relationships, and credibility signals — from before launch, not after.

 

“Operators get sold the full enterprise stack on day one because that’s what vendors are incentivised to sell. The firms that survive are the ones that launched lean enough that distribution could prove the model before more capital went into the stack.”
— Karol Cempa, CEO, FinMedia Group

Built on Three Years of Industry Coverage

FundedTrading.com, FMG’s core property, has been covering the prop trading industry since 2022. The site has reviewed, stress-tested, and analysed more than 100 firms across the sector — tracking which approaches scale and which collapse under their own infrastructure costs.

That dataset forms the foundation of FundedTrading B2B’s advisory work, which includes:

  • Business model design informed by data from 100+ live firms — challenge structures, drawdown rules, account tiers, profit splits, and scaling logic.Warm introductions to vetted vendors — white-label platforms, PSPs, liquidity providers — sized appropriately for the operator’s stage.
  • Media coverage at launch across FMG’s six properties: FundedTrading.com, FundedTrading.id, MyTradingReviews.com, DailyFXWire.com, FinPR.com, and the FMG newsletter network.
  • SEO and content advisory mapping the keyword landscape for the prop trading vertical.
  • Compliance orientation on jurisdictional and structural gaps that typically catch new operators off guard.
  • Affiliate and partnership introductions to active partners in the niche.

 

Engagement Structure

Engagements are scoped individually based on client stage and objectives. The process begins with a complimentary 30-minute discovery call. Pre-launch clients typically engage for business model design, vendor introductions, compliance orientation, and media setup. Post-launch clients engage for distribution support, affiliate introductions, SEO advisory, and growth strategy.

FundedTrading B2B operates on a fee basis and does not take equity or revenue share in client firms.

finmedia 2 FinMedia Group Launches B2B Advisory for Prop Trading Operators Overbuilding Before Validating Demand

Editorial Independence Preserved

FMG has maintained a clear separation between FundedTrading.com’s editorial review operations and the B2B advisory service. Reviews on FundedTrading.com continue to reflect actual trader experience, independent of any B2B engagement.

About FinMedia Group

FinMedia Group is a Singapore-headquartered finance and trading media network operating six properties across the prop trading, CFD, and FX verticals. The group’s portfolio includes FundedTrading.com, FundedTrading.id, MyTradingReviews.com, DailyFXWire.com, FinPR.com, and a newsletter network reaching active traders and operators globally.

Since 2022, FMG has built one of the most established editorial and review operations covering the prop trading industry.

About FundedTrading B2B

FundedTrading B2B is the advisory arm of FundedTrading.com, supporting operators entering or scaling within the prop trading industry. The service combines industry data, vendor access, and integrated media distribution across the FMG network. More information at fundedtrading.com/start-a-prop-firm.

Media Contact

Karol Cempa

Chief Executive Officer, FinMedia Group

[email protected]

https://finmediagroup.com

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NDAs Kept in the Dark From Council Members

Yuma, ArizonaWhen a local government decides how to spend taxpayer money, use public land, or approve massive infrastructure projects, the law requires everything to be open and transparent. However, an institutional breakdown occurs when executive leaders such as Mayor Douglas Nicholls along with board members of influential regional non-profits, fail to disclose private Non-Disclosure Agreements (NDAs) […]

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When a local government decides how to spend taxpayer money, use public land, or approve massive infrastructure projects, the law requires everything to be open and transparent. However, an institutional breakdown occurs when executive leaders such as Mayor Douglas Nicholls along with board members of influential regional non-profits, fail to disclose private Non-Disclosure Agreements (NDAs) before presenting projects to the city council. By using these secret legal contracts to hide their personal business interests, these figures create a massive conflict of interest. They essentially force council members to vote on major community initiatives while completely blindfolded to who is actually profiting behind the scenes.

fnmg NDAs Kept in the Dark From Council Members

​This intentional lack of disclosure transforms the city council from an independent oversight board into an unwitting legal shield for private networks. Non-profits and public-private partnerships are frequently used as the “middlemen” to broker local development deals because they do not face the same strict public transparency laws as City Hall. When a mayor or a non-profit board member signs a private NDA regarding a project, they lock away the real data, the financial alignments, and the identities of future commercial beneficiaries. They then present only the shiny, high-level summaries to the council floor. The council members are induced to vote “yes” on a proposal based on incomplete facts, entirely unaware that their votes are being harvested to validate and protect the executive inner circle’s hidden business ties.

​However, the city council needs to realize that they are not legally or ethically bound to stand by decisions made under this decade-long pattern of deception. Legally, a legislative body cannot be held strictly liable for a contract or resolution if material facts and personal financial interests were deliberately hidden from them at the time of the vote. An approval granted in an information vacuum is fundamentally flawed. Once independent investigations and forensic audits follow the paper trails, the protective “firewall” these insiders built entirely collapses. A vote cast in darkness cannot insulate public officials once federal regulatory agencies and the public expose the underlying conflicts of interest..

​The city council has the ultimate statutory power to break this cycle of co-optation immediately. Council members must stop acting as a rubber stamp for prepackaged deals brought forward by executive networks and their preferred non-profit proxies. The council has the full authority to halt any vote, table any resolution, and launch independent investigations into any project where full financial disclosure has been denied under the guise of private NDAs. The moment the city council refuses to validate deals wrapped in executive secrecy, they strip the inner circle of its legal insulation. They force entrenched leadership to stand alone and finally answer for years of keeping the council, and the entire Yuma community, in the dark.

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