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Pharos Network Expands RealFi Alliance with Circle, Avalon Labs, TermMax Finance, Primus & Tulipa Capital to Scale Productive Capital Across Onchain Finance
Hong Kong — June 24, 2026Financial & AI Layer 1 Pharos Network today welcomed Circle, Avalon Labs, TermMax Finance, Primus and Tulipa Capital as the newest strategic partners of the RealFi Alliance led by Pharos Network. This expansion directly tackles one of the most consequential challenges facing onchain finance today, that is expanding productive capital beyond stablecoin yield loops to […]
Hong Kong — June 24, 2026
Financial & AI Layer 1 Pharos Network today welcomed Circle, Avalon Labs, TermMax Finance, Primus and Tulipa Capital as the newest strategic partners of the RealFi Alliance led by Pharos Network. This expansion directly tackles one of the most consequential challenges facing onchain finance today, that is expanding productive capital beyond stablecoin yield loops to include the largest pools of onchain liquidity, the deepest asset class in traditional finance, and the trust infrastructure required for institutional scale.

Bitcoin, the largest pool of onchain capital, sits largely passive. Fixed income, the deepest asset class in global finance, remains underserved onchain. Institutional capital stays on the sidelines without verifiable trust and compliance frameworks. The industry has the assets, but not yet the productive infrastructure around them.
This cohort is designed when Circle anchors the stack with USDC and CCTP, the regulated settlement layer that moves dollar liquidity natively across chains and into RealFi applications. Avalon Labs activates Bitcoin as working capital, enabling BTC-backed lending, borrowing, and structured yield strategies that connect the largest onchain asset to real-world opportunities. TermMax brings fixed-income and maturity-based products backed by real-world assets onchain, introducing the predictable, institutional-grade yield curve that traditional capital expects. Primus establishes the verification and trust layer through zkTLS and verifiable credentials, enabling compliance-friendly onboarding, reputation systems, and trusted interactions, including for AI agent–driven finance. Tulipa brings institutional capital expertise and professional asset allocation frameworks, channeling sophisticated capital into onchain RealFi opportunities. They extend the RealFi yield layer from stablecoin deposits into a complete productive capital stack covering dollars, Bitcoin, fixed-income, trust, and institutional allocation.
These collaborations among alliance members are already in motion, and deepening. More than 10 alliance members have jointly published an industry perspective report on the state and future of RealFi, setting a shared framework for how onchain finance can move from fragmented tokenization to productive capital at scale. On the product side, R25 Protocol, TopNod, and Ember Protocol (from previous cohorts) are advancing real yield product designs, translating institutional-grade strategies into accessible onchain experiences for users. TermMax is working with Ember Protocol to channel fixed-income strategies into accessible onchain yield products, while Tulipa Capital is leveraging Circle’s USDC for its settlement strategies. These efforts reflect a deliberate shift, that is alliance members are no longer operating as parallel partners, but converging into a tightly coordinated network where research, products, and infrastructure compound on one another. More integrations across alliance members are underway, with additional product launches to come.
“Tokenization without utility is just a database entry.” said Wish Wu, Co-Founder & CEO of Pharos. “What the industry needs now is the productive capital infrastructure around those assets like settlement, Bitcoin liquidity, fixed-income, trust, and institutional allocation working as one stack. That is exactly what this cohort of partners is building together.”
The RealFi Alliance continues to expand as a coalition of the infrastructure providers, asset issuers, and financial applications shaping the future of onchain finance. Previous cohorts include Chainlink, Centrifuge, Faroo, Amber Group, LI.FI Protocol, Vishwa, Agra, Dune Analytics, Anchorage Digital, and others, bringing institutional assets, DeFi players, cross-chain infrastructure, intelligence and data access that established the foundational layer of the RealFi ecosystem. Explore the full RealFi Alliance and the growing list of partners at https://www.pharos.xyz/realfi-alliance.
About Pharos Network
Pharos is a financial and AI Layer 1 built for RealFi. It delivers the compliant infrastructure needed for institutional assets and internet-scale capital markets.
Designed to coordinate real-world financial activity onchain, Pharos combines deep-parallel execution (SALI engine), modular SPNs, and protocol-level compliance infrastructure, integrating ZK-KYC / AML mechanisms, AsyncBFT consensus, native AI agent support (X402 protocol), and dualVM (EVM + WASM compatibility), to support RWAs, stablecoins, cross-border settlement, onchain yield markets, and agent-mediated commerce at internet scale.
The network is supported by strategic partners across the global financial stack, including Circle, Chainlink, Anchorage Digital, Morpho, and Centrifuge, connecting regulated capital markets with onchain liquidity venues where real-world assets can be actively deployed into real-yield-generating strategies.
Built by former Ant Group leadership and engineers, backed by leading global investors across TradFi and crypto, including Sumitomo Corporation, Flow Traders, SNZ, Hack VC, and Faction VC, Pharos is developing the infrastructure layer for the next era of programmable finance and the agentic economy.
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Amer Kamra: The Coach Behind Canada’s IFBB Pros – and Toronto’s Highest-Rated Personal Training Gym
Toronto, ONFrom helping everyday people transform their health to preparing elite bodybuilding competitors for the biggest stages in the sport, Amer Kamra has quietly built one of Canada’s most respected coaching systems—and he’s done it from an appointment-only gym in Scarborough. Toronto has no shortage of personal trainers, boutique fitness studios, and commercial gyms, but few […]
Toronto, ON
From helping everyday people transform their health to preparing elite bodybuilding competitors for the biggest stages in the sport, Amer Kamra has quietly built one of Canada’s most respected coaching systems—and he’s done it from an appointment-only gym in Scarborough.
Toronto has no shortage of personal trainers, boutique fitness studios, and commercial gyms, but few have built the reputation that Amer Kamra has earned over the past decade.
Known throughout the bodybuilding community as “Amer The Hammer,” Kamra has established himself as one of Canada’s leading contest preparation coaches and physique specialists. While many recognize him for coaching athletes who have earned IFBB Pro Cards and competed at the highest levels of bodybuilding, his work extends far beyond competitive sport. Today, his coaching system helps everyone from first-time gym members to experienced athletes build muscle, lose body fat, improve their health, and create sustainable long-term results through structured resistance training.

Although his reputation now reaches clients across Canada, the United States, Europe, the Middle East, and Asia, Amer Kamra continues to operate from his home base in Toronto’s east end.
His private training facility, Hammer Fitness, located in Scarborough, has become a destination for people looking for personalized one-on-one coaching rather than the crowded environment of a traditional commercial gym. Operating through HFGYM.ca, the appointment-only facility attracts clients from across Toronto, York Region, Durham Region, Peel Region, and even internationally. According to the original article, the gym has earned more than 1,200 five-star Google reviews, making it one of the highest-rated personal training facilities in the Greater Toronto Area.
That success didn’t happen overnight.
When Hammer Fitness first opened its doors, many people suggested opening in downtown Toronto or another high-profile commercial area. Instead, Kamra deliberately chose Scarborough, believing that exceptional coaching and measurable client results would matter more than location.
Years later, that decision appears to have paid off.
Today, clients routinely travel from across the GTA and beyond because of the reputation Hammer Fitness has developed for individualized coaching, accountability, and consistent long-term results. Rather than relying on high membership numbers, the gym focuses on providing a private coaching experience where every client receives the full attention of a dedicated coach.
Unlike many commercial gyms where trainers divide their attention between multiple clients, Hammer Fitness operates exclusively by appointment. Every program is tailored to the individual and built around biomechanics, movement quality, progressive resistance training, recovery, and long-term progression rather than generic workout templates.
For Kamra, coaching has never been about chasing the latest fitness trends.
His philosophy centres on understanding how the human body adapts to resistance training and creating sustainable physical improvements that clients can maintain for years—not just weeks.
“The fundamental mechanics of muscle hypertrophy, fat oxidation, and metabolic adaptation do not change simply because someone isn’t competing,” Kamra explains. Whether someone is preparing for an IFBB competition or simply wants to improve their overall health, he believes the same scientific principles apply.
That philosophy has become the foundation of the Hammer Fitness coaching system.
Rather than relying on exhausting workouts or constantly changing fitness trends, every client program emphasizes proper exercise mechanics, progressive overload, intelligent recovery, and measurable progress. Properly coached resistance training can improve muscle development, bone density, insulin sensitivity, metabolic health, posture, and overall body composition while reducing unnecessary wear and tear on the body.
Whether a client’s goal is to lose weight, build muscle, improve athletic performance, or simply become healthier, the approach remains the same: teach people how to train correctly, monitor their progress carefully, and make calculated adjustments over time rather than relying on quick fixes.
One of the defining features of Hammer Fitness is the coaching philosophy that underpins every client program.
Over the years, Amer Kamra developed what he calls the M.E.D. Method, short for Minimum Effective Dose. Rather than encouraging clients to spend countless hours in the gym or follow extreme dieting strategies that are difficult to maintain, the system focuses on identifying the minimum amount of training and nutritional stimulus required to produce measurable progress while preserving recovery and long-term health. The objective is to eliminate unnecessary physical stress while allowing clients to continue progressing week after week without burnout or excessive fatigue.
The concept is built around a simple idea.
Too little training often produces little or no adaptation, while too much training can lead to chronic fatigue, elevated stress levels, poor recovery, joint irritation, and stalled progress.
Instead of dramatically increasing workout volume or making aggressive calorie reductions, the Hammer Fitness system makes calculated adjustments over time based on each client’s individual progress, recovery, and overall response. Every exercise, every working set, and every nutritional adjustment serves a specific purpose rather than simply making workouts longer or more exhausting.
While this philosophy has helped thousands of lifestyle clients improve their health and fitness, it has also become one of the reasons competitive athletes continue seeking out Hammer Fitness for contest preparation.
Preparing for a bodybuilding competition requires much more than simply reducing body fat. Athletes must preserve muscle mass, maximize symmetry, refine stage presentation, and carefully manage nutrition throughout every stage of preparation.
Hammer Fitness provides comprehensive contest preparation that includes customized resistance training, nutrition planning, posing instruction, peak-week planning, and post-show recovery protocols. Rather than focusing solely on competition day, the coaching system also emphasizes restoring metabolic health after a contest to help athletes transition safely back into regular training.
Although bodybuilding remains an important part of the business, it represents only one aspect of what Hammer Fitness offers.
Many of the gym’s clients have no intention of ever stepping onto a stage.
Instead, they are professionals, entrepreneurs, parents, retirees, and everyday individuals looking to become healthier, stronger, and more confident through structured exercise and personalized coaching. Whether the objective is building muscle, reducing body fat, improving mobility, or increasing overall fitness, the same emphasis on biomechanics, progressive resistance training, and accountability remains at the centre of every program.
Hammer Fitness has also expanded well beyond its Scarborough headquarters through online coaching.
Recognizing that many clients live outside the Greater Toronto Area, Amer Kamra developed a remote coaching platform that allows individuals from across Canada and around the world to follow the same training principles used inside the gym. Remote clients receive customized resistance training programs, individualized nutrition planning, ongoing progress assessments, and direct coaching support built around the same M.E.D. Method used with in-person clients.
That international reach has transformed Hammer Fitness from a local training facility into a coaching brand with clients throughout North America, Europe, the Middle East, and Asia, while the Scarborough gym continues to serve as its headquarters.
For those interested in learning more, Hammer Fitness operates several dedicated online resources depending on the type of coaching clients are seeking. HFGYM.ca focuses on private one-on-one personal training in Toronto and Scarborough, while HammerFitness.com provides information about contest preparation, international online coaching, and the M.E.D. Method. The company also shares educational fitness content, client transformations, and coaching insights through its Facebook page, Instagram account, and Amer The Hammer’s YouTube channel.
For real estate guidance, local market insights, or property acquisitions across Toronto and the GTA, you can connect with Sam Kamra, follow updates on Instagram, or explore direct property solutions at RealEstateBuyer.ca.
As Toronto’s fitness industry continues to evolve, competition among personal trainers has never been greater. New studios continue to open, fitness trends come and go, and social media has made it easier than ever for almost anyone to market themselves as an expert.
Hammer Fitness has taken a different approach.
Rather than relying on trends or marketing gimmicks, the business has focused on producing measurable client results through individualized coaching, structured programming, and a system refined over more than a decade of working with both competitive athletes and everyday clients. That reputation has helped transform a private training studio in Scarborough into one of Canada’s most recognized names in personal training and contest preparation.
Whether someone is preparing for their first bodybuilding competition, looking for private personal training in Toronto or Scarborough, or simply hoping to make a lasting improvement to their health and fitness, Hammer Fitness continues to build its reputation around a simple belief: long-term results are achieved through science, structure, accountability, and coaching tailored to the individual.
For many clients, that combination has become the reason they continue making the trip to Scarborough—regardless of where they live.
Media, Location & Booking Contact Details
Physical Location: Hammer Fitness Gym Headquarters
21 Progress Ave #7 Scarborough, ON M1P 4S7
Direct Telephone: 416-298-7997
Official Websites:
In-Person Training: HFGYM.ca
Contest Prep & Global Online Coaching: HammerFitness.com
Official Social Media Channels:
Facebook: Hammer Fitness on Facebook
Instagram: Hammer Fitness on Instagram
YouTube: Amer The Hammer YouTube Channel
Media Contact Details
Amer Kamra
Hammer Fitness
Email: Send Email
Website: hammerfitness.com
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Bluwhale Makes Inc. 5000 Debut by Putting AI Agents to Work for Consumers
SAN FRANCISCO, CAFirst-time honoree is building a consumer operating system where AI agents manage and grow an individual’s financial life
First-time honoree is building a consumer operating system where AI agents manage and grow an individual’s financial life
SAN FRANCISCO, CA
Bluwhale, the AI-native financial operating system bringing AI agents directly to consumers, today announced that it has been named to the Inc. 5000 for the first time, ranking No. 2372 on the 2026 list of the fastest-growing private companies in America.
The ranking reflects Bluwhale’s revenue growth from 2022 through 2025, when it scaled the decentralized AI network that now underpins its consumer-facing agent infrastructure. The company’s next chapter is focused on one of AI’s least-developed frontiers: agents that work continuously for individuals, not only inside enterprises.

Consumers are already looking to AI for financial guidance, but trust has not caught up. A new Gallup survey conducted with Edward Jones and reported by The Associated Press found that 18% of U.S. adults who sought financial guidance used AI tools in the past year, rising to roughly one in four among Gen Z and millennial guidance-seekers. Yet only 3% of U.S. adults expressed a great deal of confidence in AI’s financial expertise.
“Enterprise agents are built around workflows. Consumer agents have to be built around a person,” said Han Jin, co-founder and CEO of Bluwhale. “That means understanding the context of that person’s financial life, working within limits the user sets and being accountable for every action. The opportunity is not another place to ask questions. It is infrastructure that keeps working on the consumer’s behalf. Being named to the Inc. 5000 list is an honor and represents the growth and acceptance we have attained in the market.”
“Every company on the Inc. 5000 has a story of perseverance, smart decision making, and a refusal to sit still,” says Mike Hofman, editor-in-chief of Inc. “Their growth reflects more than strong financial performance–it reflects creativity, resilience, and the customer focus required to build companies that make a lasting impact. We congratulate all honorees on this significant achievement.”
Consumer agents need context, permission, and proof
To work on behalf of an individual, an agent needs more than a prompt. It needs current context across the user’s financial life and clear rules governing what it can access and do. Bluwhale connects bank accounts, cards, brokerages, exchanges, wallets and digital assets, then lets users set permissions around each agent. Blockchain infrastructure and zero-knowledge proofs provide a verifiable layer beneath the AI, creating an auditable record of what information the agent used, what it recommended and what it did.
Users can test agents with virtual USDT before connecting real financial accounts. The system is designed to monitor continuously, identify a relevant change and either recommend or carry out a permitted action, depending on the user’s settings.
“Trust is what turns an agent from a demo into a consumer product,” Jin said. “The agent should be able to act, but never outside the boundaries the user has set. People need to see what it saw, why it acted and what changed afterward. That record is as important as the action itself.”
The network behind the consumer product
Bluwhale’s consumer product is built on a decentralized network that now reaches more than 3.8 million unique users and has processed more than 100 million agent transactions across more than 80 chains. Its consumer platform reports 160,000 daily active users, $6.8 million in capital managed by agents and access to 6,000 financial products. In 2025, Bluwhale closed a $10 million strategic Series A backed by UOB Venture Management, SBI Holdings, Sui, Tezos, Cardano, Arbitrum and Movement Labs among others. In 2026, it extended that foundation into its consumer financial operating system across web and mobile.
The ranking also marks a return to Inc. for Jin, whom the publication named to its 30 Under 30 list in 2017 for his earlier company, Lucid VR.
About the Inc. 5000
The Inc. 5000 ranks U.S.-based, privately held, for-profit and independent companies according to percentage revenue growth over three years. For the 2026 list, companies were evaluated on revenue growth from 2022 to 2025 and were required to generate at least $100,000 in 2022 and $2 million in 2025. The complete list is available at inc.com/inc5000.
About Bluwhale
Bluwhale is building an AI-native financial operating system for a world in which money is distributed across banks, brokerages, wallets, stablecoins and digital assets. By combining AI agents, financial intelligence and decentralized infrastructure, Bluwhale gives users one view of their financial lives and tools to act while retaining control of their data, accounts and permissions. For more information, visit bluwhale.com.
Media Contact Details
Erica Zeidenberg
Bluewhale Inc.
Email: Send Email
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Navy Veteran and Executive Protection Trainer Releases Practical Operating System for Daily Growth
KANEOHE, HawaiiNew book “Better Today Than Yesterday” translates high-stakes readiness principles into a sustainable framework for Spiritual, Mental, Emotional, and Physical progress
New book “Better Today Than Yesterday” translates high-stakes readiness principles into a sustainable framework for Spiritual, Mental, Emotional, and Physical progress
KANEOHE, Hawaii
Kevin L. Lewis, a Navy veteran, martial arts Hall of Fame inductee, and longtime trainer of military, law-enforcement, and private-sector security teams, has released Better Today Than Yesterday: A Practical Philosophy for Daily Growth. The book is now available in Kindle ($4.99) and paperback ($12.99) editions on Amazon at https://a.co/d/05CNOeMg.
Rather than urging dramatic transformation or intense motivation, the book presents a clear, workable operating system built around one simple standard: be better today than you were yesterday. Lewis draws the framework from years of operational experience in executive protection and high-stakes readiness training, then adapts those principles for everyday life.
The system centers on four interlocking domains—Spiritual (clarity of purpose and inner alignment), Mental (sharper thinking and better decisions), Emotional (steady presence under pressure), and Physical (the foundation that supports everything else). Readers learn practical methods for “bookending” the day with intentional morning and evening practices, using a simple daily and weekly review template, and applying concepts such as time, distance, opportunity, and options to ordinary decisions. The emphasis remains on consistent action over intention and on systems that can be sustained without burnout.
“Growth, education, and training must never end, or complacency will set in. Complacency kills,” Lewis states. The book reflects that same stance: progress is measured in daily, compounding actions rather than perfection or intensity.
Lewis is the founder of Universal Defensive Tactics, a 3rd Degree Black Belt in Krav Maga, a 1st Degree Black Belt in Shudo-Kan Karate, and a 2010 inductee into the Martial Arts Master’s Hall of Fame. He has prepared A-list actors for action roles in more than 20 major films and is the author of Idiot’s Guide to Krav Maga. He continues to train and teach from Kaneohe, Hawaii.
Better Today Than Yesterday is written for adults who have tried conventional self-help approaches and found them either too vague or unsustainable. It offers a calm, direct alternative focused on practice rather than theory.

Media Contact Details
Kevin Lewis
Krav Maga Hawaii
Phone: 18189034014
Website: kravmagahawaii.org
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